Construction Bonds for Contractors

Secure the bonds you need to bid on and complete construction projects. Fast approval for performance, payment, and bid bonds from Treasury-certified carriers. Expert support for federal, state, and private contracts.

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Essential Construction Bond Types

From bid bonds to performance and payment bonds - we provide all the bonding solutions you need

Performance Bond

Guarantees the contractor will complete the project according to contract terms

Bond Amount:50% - 100% of contract value

Starting at:$500

Common Uses:

General ConstructionPublic Works

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Payment Bond

Ensures subcontractors and suppliers are paid for their work and materials

Bond Amount:50% - 100% of contract value

Starting at:$500

Common Uses:

Labor PaymentMaterial Payment

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Performance & Payment Bond (Combined)

Single bond combining both performance and payment protection - required for federal projects over $150K

Bond Amount:100% of contract value

Starting at:$750

Common Uses:

Federal ProjectsMiller Act Compliance

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Bid Bond

Guarantees the contractor will honor their bid and provide required bonds if awarded

Bond Amount:5% - 20% of bid amount

Starting at:$100

Common Uses:

Public BiddingPrivate Projects

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Maintenance Bond

Guarantees defects will be repaired during the maintenance period

Bond Amount:50% - 100% of contract value

Starting at:$300

Common Uses:

Warranty CoverageDefect Repair

Supply Bond

Guarantees delivery of materials or equipment according to purchase agreement

Bond Amount:10% - 100% of supply value

Starting at:$250

Common Uses:

Material SupplyEquipment Supply

How to Get Your Construction Bond

Simple process, fast approval

Apply Online

Complete our simple application with project details

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Receive approval within 1-5 business days

Start Working

Receive your bond and begin your project

Frequently Asked Questions

What types of construction bonds are available?▼

The main construction bonds include performance bonds (guaranteeing project completion), payment bonds (ensuring subcontractors and suppliers are paid), bid bonds (guaranteeing bid acceptance), maintenance bonds (covering defects during warranty periods), and supply bonds (guaranteeing material delivery).

How much do construction bonds cost?▼

Construction bond premiums typically range from 0.5% to 4% of the contract value, depending on credit score, project size, and risk level. For example, on a $25,000 bond, contractors with excellent credit (700+) pay around $250/year, while those with fair credit (600-649) pay $750-$1,750/year.

What are the three main types of construction bonds?▼

The essential trio includes bid bonds (required for project bidding at 5-20% of bid amount), performance bonds (guaranteeing completion at 50-100% of contract value), and payment bonds (protecting subcontractors and suppliers at 50-100% of contract value).

What do I need to qualify for construction bonds?▼

Bonding companies evaluate three years of financial statements, work-in-progress schedules, project experience and references, and bank and trade references. They assess your character, capacity (financial resources), and capital (working capital and net worth).

Are construction bonds required by law?▼

Construction bonds are required for most public works projects. Federal projects over $100,000 require performance and payment bonds under the Miller Act. States have similar requirements through Little Miller Acts, with thresholds ranging from $25,000 to $200,000 depending on the state.

Related Bonding Resources

Performance & Payment Bonds (Combined)

Get both bonds with one application. Required for federal projects over $150K.

Learn More →

Contractor License Bonds

Start your bonding relationship with a state license bond

View Requirements →

View All Contract Bonds

Complete guide to contract bonds including federal requirements

View All →

Official Government Resources

U.S. Treasury - Surety Bond Program

List of Treasury-certified surety carriers for federal construction bonds

NASCLA - National Association of State Contractors Licensing Agencies

State-by-state contractor licensing and bonding requirements

Ready to Get Your Construction Bond?

Fast approval, competitive rates, expert support for all construction projects

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Written by BuySuretyBonds.com

Licensed surety bond agency operating nationwide with direct integrations to Treasury-certified surety carriers. Our platform enables instant approval for license and notary bonds, with 24-48 hour underwriting for commercial bonds. All content is researched from official state and federal sources (.gov) and reviewed by licensed insurance professionals.

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