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Last Updated:|Reflects current bid bond requirements
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BidBonds

Get bid bonds to compete on federal, state, and local construction projects. Often FREE for qualified contractors with performance and payment bonds. No payment required until your bond is issued.

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Cost
Same Day
Approval
$3M
Federal Max
5-20%
Coverage

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The bid bond amount is not what you pay—it is the maximum the surety will cover if you fail to honor your bid. For cost details, see our surety bond cost guide or use the bid bond calculator.

What Is a Bid Bond?

A bid bond is a type of contract bond that guarantees a contractor will honor their bid if awarded the project and will provide the required performance and payment bonds. It is the first bond in the three-bond sequence required on most public construction projects. Understanding what a surety bond is helps clarify the three-party relationship: the project owner (obligee), the contractor (principal), and the surety company (guarantor).

Unlike insurance policies where the insured is protected, a bid bond protects the project owner. If a winning bidder withdraws or cannot provide the required bonds, the surety pays the owner the difference between the winning bid and the next lowest bid—up to the bid bond amount. This eliminates the risk of frivolous bids and ensures only serious, capable contractors compete for public work.

Miller Act & State Bid Bond Requirements

The federal Miller Act requires bid bonds for federal construction contracts over $150,000. State "Little Miller Acts" impose similar requirements with varying thresholds. For the complete process, see how to get a surety bond.

Federal Contracts

Threshold$150,000+
Bond Amount20% of bid (max $3M)
AuthorityFAR Part 28

State Projects

Threshold$25K-$100K+
Bond Amount5-10% of bid
AuthorityLittle Miller Acts

Municipal

ThresholdVaries
Bond Amount5-10% of bid
AuthorityLocal ordinances

State Bid Bond Thresholds at a Glance

Every state's Little Miller Act sets its own bonding thresholds. Many states that require contractor license bonds also mandate bid bonds for public projects.

Low Threshold

  • California — $25,000
  • Texas — $25,000
  • Arizona — $0 (all projects)

Mid Threshold

  • Florida — $100,000
  • New York — $100,000
  • Colorado — $150,000

High Threshold

  • Indiana — $200,000
  • New Jersey — $200,000
  • Virginia — $500,000

How Bid Bonds Work

The first step in construction project bonding

1

Submit Bid with Bond

Include a bid bond with your proposal. The bond guarantees you'll honor your bid if selected.

2

Win the Contract

If you're the winning bidder, you must enter into the contract at your bid price.

3

Provide P&P Bonds

After winning, you'll need to provide performance and payment bonds before work begins.

After winning, the bid bond is released and replaced by performance and payment bonds. For a walkthrough of the full bonding process, see our guide on how to get a surety bond.

What Do Bid Bonds Cost?

Bid bonds are one of the most affordable surety bonds available. For qualified contractors who also purchase performance and payment bonds, bid bonds are typically free of charge. The surety includes them at no additional cost because the bid bond is a commitment to provide the P&P bonds if the contractor wins.

When purchased separately (less common), bid bonds typically cost $50-$100 regardless of project size. For detailed cost breakdowns across all surety bond types, visit our cost center. You can also use the bid bond calculator for a quick estimate.

Frequently Asked Questions

Common questions about bid bonds

What is a bid bond?

A bid bond guarantees that if you win a contract, you will enter into the contract at the bid price and provide the required performance and payment bonds. If you fail to do so, the project owner can claim the bid bond amount.

How much does a bid bond cost?

Bid bonds are often FREE for qualified contractors when issued with performance and payment bonds. If charged separately, cost is typically $50-$100 per bond regardless of project size. Use our bid bond cost calculator or see our detailed bid bond cost guide for a complete breakdown.

What is the bid bond amount?

Federal contracts require 20% of the bid amount (up to $3 million). State and local projects typically require 5-10% of the bid amount. The bond amount is not what you pay - it's the coverage amount.

How fast can I get a bid bond?

Same-day approval for qualified contractors with an established bonding relationship. New contractors can typically be approved within 1-2 business days.

Do I need a bid bond for every project?

Yes, if the project requires one. Federal contracts over $150,000 always require bid bonds. State and local requirements vary. Private projects may or may not require bid bonds.

What is a bid bond used for?

A bid bond is used to assure the project owner that the bidding contractor is serious about their proposal and has the financial backing to fulfill the contract. It protects the owner from losing time and money if the winning bidder withdraws or cannot provide the required performance and payment bonds. Bid bonds are the first step in the three-bond sequence (bid, performance, payment) required on most public construction projects.

What happens if I win the bid but can't perform?

If you win the contract but fail to enter into it at your bid price or cannot provide the required performance and payment bonds, the project owner can file a claim against your bid bond. The surety may be liable for the difference between your bid and the next lowest bid, up to the bid bond amount (typically 5-20% of the bid). This protects the owner from re-bidding costs and price increases.
Nick Thoroughman
Reviewed by Nick Thoroughman, Founder
8+ years in surety bond technology. All content is researched from official state and federal sources (.gov) and reviewed for accuracy before publication. BuySuretyBonds.com works with Treasury-certified, A- minimum rated surety carriers serving all 50 states.
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Get bid bonds to compete on federal, state, and local projects. Often free for qualified contractors when bundled with performance and payment bonds. You never pay until your bond is issued.

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