Minor Estate Bonds for Child Protection
Court-appointed guardians and trustees managing assets belonging to minor children need bonds to ensure proper asset protection until age of majority. Covers inheritance, settlements, and trust funds.
Protecting children's inheritance and settlement funds
Part of Probate Bond Family
← View All Probate BondsWhen Minor Estate Bonds Are Required
Court protection for children's assets and inheritance
Inheritance Protection
When minor children inherit assets from parents or relatives, guardians need bonds to protect the inheritance until majority
- Parent death inheritance
- Grandparent bequests
- Life insurance proceeds
Settlement Funds
Court-appointed guardians managing legal settlement funds awarded to minor children in personal injury or wrongful death cases
- Personal injury settlements
- Wrongful death awards
- Medical malpractice
Trust Administration
Trustees managing trust funds created for minor beneficiaries by parents, grandparents, or court orders
- Educational trusts
- UTMA/UGMA accounts
- Court-ordered trusts
Estimated Annual Premium
$750 - $4,500
0.5-3% of asset value
Frequently Asked Questions
Minor estate bonds typically remain in effect until the child reaches the age of majority (18 or 21 depending on state) or until the assets are distributed according to court order or trust terms. The bond protects the assets throughout the minor's childhood.
When the minor reaches majority, the guardian typically distributes the assets directly to the now-adult child, unless the trust or court order specifies a later distribution age. The bond is then cancelled after final accounting and court approval.
In some cases, surviving parents managing their own child's inheritance may not need bonds, especially for smaller amounts. However, courts often require bonds for larger inheritances or when there are conflicts of interest to ensure proper asset protection.
Protecting a Child's Financial Future?
Get your court-required minor estate bond. Ensuring children's assets are safe until adulthood.