Surety Bond Calculator
Get instant premium estimates for all bond types. Free calculator with real-time pricing based on your credit score and bond amount.
How Credit Score Affects Bond Costs
Your credit score is the primary factor in determining your bond premium
750+
Excellent Credit
1-2%
of bond amount annually
650-749
Good Credit
2-4%
of bond amount annually
550-649
Fair Credit
4-8%
of bond amount annually
Below 550
Poor Credit
8-15%
of bond amount annually
Calculate by Bond Type
Select your bond type to see typical costs and requirements
Contractor License Bond
Instant
Required for contractor licensing
Common Amounts:
$5,000
$10,000
$15,000
$25,000
$50,000
Typical Rate: 1-5% annually
Performance Bond
Guarantees project completion
Common Amounts:
$100,000
$500,000
$1,000,000
$5,000,000+
Typical Rate: 1-3% annually
Auto Dealer Bond
Required for dealer licensing
Common Amounts:
$25,000
$50,000
$75,000
$100,000
Typical Rate: 1-5% annually
Freight Broker Bond
Payment Bond
Protects subcontractors
Common Amounts:
$100,000
$500,000
$1,000,000
$5,000,000+
Typical Rate: 1-3% annually
Notary Bond
Instant
Required in 30 states
Common Amounts:
$5,000
$10,000
$15,000
Typical Rate: 0.5-2% annually
Real Cost Examples
See what contractors actually pay for bonds
Excellent Credit Example
Credit Score: 750+
$25,000 Contractor Bond$250/year
$100,000 Performance Bond$1,000/year
$75,000 Freight Broker Bond$750/year
Rate: 1% of bond amount annually
Fair Credit Example
Credit Score: 600
$25,000 Contractor Bond$1,250/year
$100,000 Performance Bond$5,000/year
$75,000 Freight Broker Bond$3,750/year
Rate: 5% of bond amount annually
Licensed & Insured Agents
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