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Auto DealerBonds

Get your DMV dealer license bond fast. Required in 48 states for new and used car dealerships. Bonds from $25,000 to $100,000.

Same Day
Approval Time
48
States Covered
$25K-$100K
Bond Amounts
All Levels
Credit Accepted
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All Credit Levels
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Auto Dealer Bonds by State

Bond amounts vary by state - click your state for specific requirements

California
$50,000
Texas
$50,000
Florida
$25,000
Arizona
$100,000
Georgia
$35,000
Ohio
$25,000
Pennsylvania
$30,000
Illinois
$50,000
North Carolina
$50,000
Virginia
$50,000

Types of Auto Dealer Bonds

Different dealer types require different bond amounts

New Car Dealer Bond

$15K-$100K

Franchised new car dealerships

Used Car Dealer Bond

$15K-$50K

Independent used car dealers - most common

Wholesale Dealer Bond

$10K-$50K

Dealer-to-dealer sales only

Auto Broker Bond

$10K-$50K

Vehicle brokers and agents

Get Your Dealer Bond in 3 Steps

Fast, simple process for DMV licensing

1

Apply Online

Complete our simple application in minutes. We accept all credit levels.

2

Get Approved

AI-powered underwriting provides same-day decisions in most cases.

3

Receive Your Bond

Download your bond certificate instantly. Submit to DMV for licensing.

Frequently Asked Questions

Common questions about auto dealer bonds

What is an auto dealer bond?

An auto dealer bond is a surety bond required by most states to obtain and maintain a motor vehicle dealer license. It protects consumers from fraud, misrepresentation, and violation of dealer regulations. If a dealer violates state laws, consumers can file claims against the bond for damages.

How much does an auto dealer bond cost?

Auto dealer bond premiums typically range from 1% to 5% of the bond amount annually. For a $25,000 bond, expect to pay $250-$1,250 per year. For a $50,000 bond, expect $500-$2,500 per year. Rates depend on credit score and business history.

What credit score do I need for a dealer bond?

We have programs for all credit levels. Excellent credit (750+) gets the best rates at 1-2%. Good credit (700-749) pays 2-3%. Fair credit (650-699) pays 3-4%. We also have solutions for credit scores as low as 500.

How fast can I get my auto dealer bond?

Most auto dealer bonds are approved within 1 business day. With good credit, many bonds are approved same-day. Complex applications may require additional underwriting time.

Is an auto dealer bond the same as insurance?

No. A surety bond protects consumers and the state, not the dealer. If a claim is paid, the dealer must reimburse the surety. Insurance protects the policyholder; bonds protect third parties.

Related Bond Types

Other license bonds for motor vehicle businesses

Vehicle Title Bonds

For title issues and registration problems

Freight Broker Bonds

$75K BMC-84 for FMCSA authority

Contractor Bonds

For auto body shops and service centers

Written by BuySuretyBonds.com
Licensed surety bond agency operating nationwide with direct integrations to Treasury-certified surety carriers. Our platform enables instant approval for license and notary bonds, with 24-48 hour underwriting for commercial bonds. All content is researched from official state and federal sources (.gov) and reviewed by licensed insurance professionals.
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A+ Rated Carriers
Same-Day Approval
All Credit Accepted