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$19.62B Industry • 6.8% YoY Growth

Surety Bonds Directory - All Types, All 50 States

Navigate surety bond requirements across all 50 states. The US surety market reached $19.62B in 2024 with 6.8% growth, driven by $1.7T in federal infrastructure investment.

Serving All 50 States
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$19.62B
2024 Market Size
6.8%
YoY Growth
73%%
Digital Adoption
50
States Covered

Understanding Surety Bond Requirements Across America

With thousands of different surety bond requirements across the United States, finding the right bond for your business can be overwhelming. This comprehensive directory organizes all bond types by state and category, making it easy to find exactly what you need.

Why Surety Bonds Matter

Surety bonds protect consumers and ensure businesses comply with regulations. The $1.7T federal infrastructure investment through programs like the Infrastructure Investment and Jobs Act (IIJA) has created unprecedented demand for construction and performance bonds. The U.S. Treasury maintains the official list of certified surety companies authorized to write federal bonds.

Official Government Bond Resources

Authoritative information on surety bond requirements

U.S. Department of Treasury - Surety Bond Program →

Official list of Treasury-certified surety companies authorized to write federal bonds

Small Business Administration - Surety Bonds →

Federal surety bond guarantee programs for small businesses

Frequently Asked Questions

Common questions about surety bonds

What is a surety bond?
A surety bond is a three-party agreement that financially guarantees you'll meet specific obligations. The three parties are you (principal), the entity requiring the bond (obligee), and the insurance company backing the bond (surety).
How much do surety bonds cost?
Surety bond costs typically range from 1-15% of the bond amount annually. Factors include bond type, amount, your credit score, business financials, and industry experience. License bonds often have lower rates than contract bonds.
Which bonds can I get instantly?
Contractor license bonds (up to $25K), notary bonds, and some permit bonds offer instant approval with no credit check required. Contract bonds like performance and payment bonds require underwriting.
Do I need a surety bond?
You need a surety bond if required by law, regulation, or contract. Common requirements include contractor licensing, business permits, court proceedings, and construction contracts.
How long does it take to get a surety bond?
Instant approval bonds (notary, contractor license up to $25K) are available immediately with no credit check. Contract bonds like bid, performance, and payment bonds typically require 1-5 business days for underwriting review depending on bond amount and project complexity.
Written by BuySuretyBonds.com
Licensed surety bond agency operating nationwide with direct integrations to Treasury-certified surety carriers. Our platform enables instant approval for license and notary bonds, with 24-48 hour underwriting for commercial bonds. All content is researched from official state and federal sources (.gov) and reviewed by licensed insurance professionals.

Get Bonded in Minutes, Not Days

Experience fast, reliable surety bond service backed by Treasury-certified carriers. All types available across all 50 states.

All Types Available

License, contract, commercial, court

A- Minimum Rating

Treasury-certified carriers

Best Rates

0.5-4% qualified applicants

24/7 Access

Online application & delivery

Licensed & Insured Agents
⚡ Quick Response Guaranteed
Get Your Surety bond Quote in Minutes
Join thousands who trust us to find the best rates from A- minimum rated carriers

Which describes your situation best?

Instant Bonds Available
24-hour approval
A- minimum rated carriers