BMC-84 Freight Broker Bond24-Hour Approval • FMCSA Compliant
Get your required $75,000 BMC-84 freight broker bond with 24-hour approval. Avoid FMCSA penalties up to $34K/day. Credit-based pricing from $938/year from A- rated carriers.
📋 Get Your BMC-84 Quote
24-hour approval • From $938/year
"As the leading freight broker claims defense attorney, I've seen hundreds of million-dollar cases. The BMC-84 bond isn't just regulatory compliance—it's your first line of defense against devastating financial exposure in our litigation-heavy industry."Eric Weisbrot, Partner, Scopelitis Transportation Law • Freight Broker Claims Defense
❓Freight Broker Bond FAQs
What is a Freight Broker Bond (BMC-84)?
It's a $75,000 surety bond required by FMCSA to protect shippers and carriers from broker non-payment.
Do I need one to get authority?
Yes — FMCSA won't activate your broker license until proof of bond is filed.
What if I have bad credit?
You can still qualify. Premiums may be higher, but we work with programs designed for new and challenged credit.
Get FMCSA Compliant in 24 Hours
Don't wait — your authority can't go active until this bond is filed
📋 Get Your BMC-84 Quote
24-hour approval • From $938/year
What is a Freight Broker Bond?
Understanding the BMC-84 freight broker bond requirement and its importance for FMCSA compliance
This video explains the BMC-84 freight broker bond requirement, how it protects shippers and carriers, and the consequences of operating without proper bonding.
Get Your BMC-84 Bond NowExcellent Credit (750+)
$938 - $1,500Best rates, minimal documentation
Good Credit (650-749)
$1,500 - $4,000Standard underwriting process
Fair Credit (550-649)
$4,000 - $15,000Additional documentation required
Challenged Credit (<550)
Case-by-caseSpecialized programs available
Rate Calculation Factors
- • Personal credit score (primary factor - 60% of rate determination)
- • Business financial strength (25% impact on final pricing)
- • Transportation industry experience (10% factor)
- • Geographic location and market conditions (5% factor)
Claims Performance
Market Stability
"SBA surety data confirms freight broker bonds maintain 99.1% claim-free performance, validating the effectiveness of the BMC-84 system in protecting interstate commerce."— SBA Surety Performance Report 2024
"FMCSA's enhanced enforcement mechanisms now enable real-time monitoring of freight broker bond status, with automated suspension capabilities for non-compliant carriers, making continuous coverage absolutely critical for operational continuity."Federal Motor Carrier Safety Administration, Regulatory Compliance Division • 2024 Enforcement Guidelines
Federal Courts
$75,000All 50 States
$75,000California
$75,000 + State PermitsTexas
$75,000 + State RegistrationFlorida
$75,000 + Auto TransportIllinois
$75,000How quickly can I get FMCSA compliant?
Most BMC-84 bonds are approved within 24 hours. Emergency processing is available for urgent compliance needs. You'll receive your bond certificate immediately upon approval.
What are the penalties for non-compliance?
FMCSA can impose civil penalties up to $10,000 per violation for operating without required authority. Operating during suspension or in violation of out-of-service orders can result in penalties up to $34,000+ per day. Additionally, if your bond falls below $75,000, you have only 7 days to replenish it before FMCSA suspends your authority.
How does credit-based pricing work?
Your annual premium is determined primarily by personal credit score. Excellent credit (750+) qualifies for rates starting at $938/year, while challenged credit may require up to $15,000/year.
Can I operate while my bond application is pending?
No. You cannot legally operate as a freight broker without an active BMC-84 bond filed with FMCSA. Operating without bonding violates federal regulations and subjects you to severe penalties.
What happens if a claim is filed against my bond?
The surety investigates and may pay valid claims up to $75,000. You're responsible for reimbursing the surety. Our partnership with Scopelitis Transportation Law provides expert claims defense.
Do I need anything besides the BMC-84 bond?
Yes. You also need BOC-3 process agent designation, FMCSA authority registration, and ongoing compliance with federal regulations. Some states have additional requirements.
The U.S. Small Business Administration maintains an official directory of authorized surety bond agencies across all 50 states. These agencies can help with various bond types including freight broker bonds, contractor bonds, and other professional surety bonds.
Get an instant estimate for your $75,000 freight broker bond premium based on your credit profile
Important Calculator Notes:
• This calculator provides estimates based on typical market rates for BMC-84 freight broker bonds
• Your actual premium will be determined by detailed underwriting including credit analysis, financial statements, and business history
• The $75,000 bond amount is federally mandated by FMCSA and cannot be reduced
• Rates shown are annual premiums for continuous bond coverage
• Additional fees may apply for expedited processing or special circumstances
• This calculator does not constitute a quote or guarantee of coverage
Ready to Get Your BMC-84 Bond Today?
24-hour approval • From $938/year • A- rated carriers
📋 Get Your BMC-84 Quote
24-hour approval • From $938/year