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Surety Bond Blog

Expert insights, industry news, and practical guides for surety bonds

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Regulatory
3/24/2026
BuySuretyBonds Team

The 2026 FMCSA Rule Is Now in Effect — Here's What Freight Brokers Need to Do

FMCSA rule 88 FR 78656 took effect January 16, 2026. BMC-85 trusts now require OCC/FDIC/NCUA-regulated institutions only. Non-compliant brokers face fines up to $12,882 per violation.

7 min readRead Article

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Industry News
3/24/2026
BuySuretyBonds Team

SBA Surety Bond Program Hits Record $10.6 Billion in FY2025

The SBA's Surety Bond Guarantee Program posted its biggest year ever — $10.6 billion in guarantees, 2,200+ small businesses assisted, and $3.4 billion in contracts secured.

6 min readRead Article
Regulatory
3/24/2026
BuySuretyBonds Team

State Bond Requirement Changes: What's New in 2025-2026

Washington tripled contractor bonds to $30K, Louisiana raised notary bonds to $50K, and more. A state-by-state breakdown of the biggest changes.

8 min readRead Article
Tips
3/24/2026
BuySuretyBonds Team

5 Ways to Lower Your Surety Bond Premium

Practical strategies that actually work: improve your credit, use the SBA program, build a claims-free record, shop multiple carriers, and consider multi-year terms.

6 min readRead Article
Guides
3/24/2026
BuySuretyBonds Team

License Bonds vs Contract Bonds: Which Do You Need?

Contractor license bonds and contract bonds serve different purposes. Learn when each is required, what they cost, and which ones you actually need for your projects.

7 min readRead Article
Guides
3/24/2026
BuySuretyBonds Team

The 7 Surety Bonds Every Contractor Needs to Know

From license bonds to performance bonds, here are the seven surety bonds contractors encounter most — and when each one applies to your business.

8 min readRead Article
Guides
3/24/2026
BuySuretyBonds Team

What Is a Surety Bond for Contractors? Plain-English Guide

A clear, jargon-free explanation of what surety bonds are, why contractors need them, how they work, and what they cost.

6 min readRead Article
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