Privacy Policy
Your privacy is our priority. This policy explains how BuySuretyBonds.com collects, uses, and protects your personal information in compliance with all applicable state and federal laws.
Data Security
Industry-standard encryption and security measures protect your information
Transparency
Clear disclosure of what data we collect and how we use it
Your Rights
Full control over your personal information with easy opt-out options
Personal Identifiers
- • Full name
- • Email address
- • Phone number
- • Mailing address
- • Social Security Number
Purpose: Identity verification, bond application processing, communication
Financial Information
- • Credit score
- • Bank account information
- • Payment card details
- • Financial statements
Purpose: Underwriting, premium calculation, payment processing
Professional Information
- • Business license numbers
- • Professional certifications
- • Work history
- • Trade references
Purpose: Bond eligibility determination, risk assessment
Technical Information
- • IP address
- • Browser type
- • Device information
- • Usage analytics
Purpose: Website functionality, security, user experience improvement
Automatic Information Collection
We automatically collect certain technical information when you visit our website, including IP address, browser type, operating system, pages visited, and time spent on our site. This helps us improve our services and ensure security.
Primary Uses
- • Processing surety bond applications
- • Underwriting and risk assessment
- • Identity verification and fraud prevention
- • Premium calculation and payment processing
- • Policy administration and renewal
- • Claims processing and investigation
- • Customer service and support
Secondary Uses
- • Marketing communications (with consent)
- • Website improvement and analytics
- • Legal compliance and regulatory reporting
- • Business operations and administration
- • Security monitoring and breach detection
- • Quality assurance and training
Legal Basis for Processing
We process personal information based on: (1) Contract performance - to provide bonding services, (2) Legal compliance - to meet regulatory requirements, (3) Legitimate interests - for business operations and fraud prevention, and (4) Consent - for marketing communications where required.
Business Partners
- • Surety insurance carriers
- • Underwriting agencies
- • Reinsurance companies
- • Licensed insurance agents
Service Providers
- • Payment processors
- • Credit reporting agencies
- • IT and security services
- • Customer support platforms
Government Entities
- • State insurance departments
- • Licensing authorities
- • Law enforcement (when required)
- • Courts and legal proceedings
Other Disclosures
- • Business transfers or mergers
- • Protection of rights and safety
- • Fraud prevention and detection
- • With your explicit consent
We Do NOT Sell Personal Information
BuySuretyBonds.com does not sell, rent, or trade personal information to third parties for their marketing purposes. Any sharing is strictly limited to business operations, legal requirements, or with your explicit consent.
Encryption
All data transmission uses SSL/TLS encryption. Sensitive data is encrypted at rest using AES-256.
Access Controls
Multi-factor authentication, role-based access, and regular access reviews limit data exposure.
Monitoring
24/7 security monitoring, intrusion detection, and regular security audits protect against threats.
Additional Security Measures
- • Regular security assessments and penetration testing
- • Employee training and background checks
- • Secure data centers with physical security controls
- • Regular data backups and disaster recovery plans
- • Vendor security assessments and contracts
- • Incident response and breach notification procedures
| State | Privacy Law | Effective Date | Key Rights |
|---|---|---|---|
| California | California Consumer Privacy Act (CCPA) & California Privacy Rights Act (CPRA) | January 1, 2020 (CCPA) / January 1, 2023 (CPRA) | Right to Know, Right to Delete, Right to Correct... |
| Virginia | Virginia Consumer Data Protection Act (VCDPA) | January 1, 2023 | Right to Access, Right to Correct, Right to Delete... |
| Colorado | Colorado Privacy Act (CPA) | July 1, 2023 | Right to Access, Right to Correct, Right to Delete... |
| Connecticut | Connecticut Data Privacy Act (CTDPA) | July 1, 2023 | Right to Access, Right to Correct, Right to Delete... |
| Utah | Utah Consumer Privacy Act (UCPA) | December 31, 2023 | Right to Access, Right to Delete, Right to Data Portability... |
All Other States
For states without specific privacy laws, we follow federal regulations and industry best practices to protect your privacy. You can still contact us to exercise privacy rights or request information about your personal data.
Right to Know
Request information about the personal information we collect, use, and share about you, including the sources and purposes.
Right to Delete
Request deletion of your personal information, subject to certain legal and business requirements.
Right to Correct
Request correction of inaccurate personal information we maintain about you.
Right to Opt-Out
Opt out of the sale of personal information (though we don't sell data) and sharing for cross-context behavioral advertising.
California Consumer Rights Notice
In the past 12 months, we have collected the following categories of personal information for business purposes: identifiers, commercial information, financial information, internet activity, and professional information.
We do not sell personal information. We may share personal information with service providers and business partners for legitimate business purposes as described in this policy.
Access Rights
Confirm whether we process your personal data and access such data.
Correction Rights
Correct inaccuracies in your personal data.
Deletion Rights
Request deletion of personal data provided by or obtained about you.
Data Portability
Obtain a copy of your personal data in a portable format.
Opt-Out Rights
Opt out of targeted advertising and certain data sales.
Appeal Process
Appeal our decisions regarding your consumer rights requests.
As additional state privacy laws take effect, we will update our practices and this policy to ensure compliance. Currently applicable state laws include:
Colorado Privacy Act
Effective July 1, 2023
Similar rights to Virginia including access, correction, deletion, data portability, and opt-out rights.
Connecticut Data Privacy Act
Effective July 1, 2023
Comprehensive privacy rights including access, correction, deletion, data portability, and opt-out protections.
Utah Consumer Privacy Act
Effective December 31, 2023
Consumer rights including access, deletion, data portability, and opt-out of targeted advertising.
Upcoming State Laws
We actively monitor proposed privacy legislation in all states and will update our practices as new laws take effect. This includes monitoring legislation in Texas, Florida, New York, Illinois, and other states.
BuySuretyBonds.com is not directed to children under 18 years of age. We do not knowingly collect personal information from children under 18. If we learn that we have collected personal information from a child under 18, we will take steps to delete such information as soon as possible.
COPPA Compliance
We comply with the Children's Online Privacy Protection Act (COPPA). If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately so we can take appropriate action.
Our services are primarily designed for users in the United States. If you are accessing our services from outside the U.S., please be aware that your information may be transferred to, stored, and processed in the United States.
GDPR Considerations
For users in the European Economic Area, we process data based on legitimate interests for business operations and contract performance for service delivery.
Data Transfer Safeguards
We implement appropriate safeguards for international data transfers, including contractual protections and security measures.
We may update this privacy policy from time to time to reflect changes in our practices, services, or applicable laws. When we make material changes, we will:
- • Update the "Last Updated" date at the top of this policy
- • Post the updated policy on our website
- • Send email notifications to registered users for material changes
- • Provide prominent notice on our website for significant changes
- • Obtain consent where required by applicable law
Continued Use Constitutes Acceptance
Your continued use of our services after policy changes take effect constitutes acceptance of the updated policy. If you disagree with changes, please discontinue use of our services.
Privacy Requests
privacy@buysuretybonds.com
Phone
(800) 666-3724
Mailing Address
BuySuretyBonds.com
Privacy Officer
1234 Business Ave, Suite 100
Business City, ST 12345
Response Timeline
We will respond to privacy requests within the timeframes required by applicable law: 45 days for most requests, with possible 45-day extension if needed. We may require verification of your identity before processing certain requests.
MAXIMUM LIABILITY LIMITATIONS
TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR LIABILITY FOR ANY PRIVACY-RELATED CLAIMS IS STRICTLY LIMITED AS FOLLOWS:
- • Current Free Services: $0.00 total liability for any and all privacy claims
- • Future Paid Services: Maximum $100 or fees paid in preceding 12 months, whichever is less
- • No Consequential Damages: Zero liability for business losses, identity theft consequences, or indirect damages
- • Data Security: No liability for security breaches by third parties beyond our reasonable control
- • Compliance Claims: No liability for regulatory fines, penalties, or enforcement actions against users
USER INDEMNIFICATION FOR PRIVACY CLAIMS
Users agree to indemnify us against all privacy-related claims including those arising from inaccurate information provided, misuse of services, or third-party actions based on referrals.
THIRD-PARTY DATA PRACTICES
We have zero liability for the privacy practices, data security, or actions of any third-party providers to whom we refer users. Users interact with such providers entirely at their own risk.
This privacy policy is effective as of January 21, 2025 and applies to all users of BuySuretyBonds.com and related services. We are committed to protecting your privacy within the limitations set forth in our Terms of Service and will continue to update our practices as privacy laws evolve.
By using our services, you acknowledge that you have read and agree to both this Privacy Policy and our Terms of Service, including all liability limitations and indemnification provisions.