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General Contractor Bonds

Get your general contractor license bond with same day approval. Fast processing for urgent deadlines, competitive rates, and expert support for all states.

48
States Require
Instant
Approval
$1K-$1M+
Bond Amounts
0.5%-3%
Annual Premium

What Are General Contractor Bonds?

General contractor bonds are surety bonds required by state licensing boards for general construction contractors. These bonds protect consumers and ensure contractors comply with state laws, building codes, and licensing requirements.

Need your bond fast? We specialize in quick turnaround for contractors facing urgent deadlines. Our streamlined process delivers same day bonds for qualifying applicants, helping you meet licensing requirements without delays.

General contractor bonds range from $1,000 to over $1 million depending on the state and project size, with emergency processing available when you need it most.

Why General Contractors Need Bonds

Consumer Protection

Protects property owners from contractor fraud, incomplete work, or code violations

Legal Compliance

Required by state law for general contractor licensing in 48 states

Business Credibility

Demonstrates financial responsibility and professionalism to clients

Project Access

Required for bidding on many commercial and government projects

General Contractor Bond Requirements by State

Note: General contractor license requirements vary significantly by state. Some states have no general contractor licensing, while others require extensive experience and high bond amounts.

StateBond AmountLicense RequiredSpecial RequirementsProcessing
California$25,000CSLB License RequiredFinancial statements requiredinstant
Texas$10,000TDLR License RequiredNo financials under $100Kinstant
Florida$10,000DBPR License RequiredHurricane experience preferredinstant
New York$10,000DOS License RequiredNYC additional requirementsinstant
Illinois$50,000IDFPR License RequiredHighest bond requirementinstant
Nevada$100,000NSCB License RequiredExtensive experience requiredinstant

General Contractor Bond Application Requirements

Standard Requirements

  • Valid general contractor license or permit
  • Completed bond application with business information
  • Personal and business financial statements (for bonds over $50K)
  • Credit check and background verification
  • Proof of general liability insurance
  • Trade experience documentation

Instant Approval Criteria

Credit Score:650+ for bonds up to $25,000
Experience:2+ years as licensed contractor
Claims History:No bond claims in past 3 years

Related Contractor Bond Types

Residential Contractor

Specialized licensing for residential construction projects and home building.

Learn More

Commercial Contractor

Bonds for commercial construction projects and business building contracts.

Learn More

Building Contractor

Comprehensive building contractor licensing for full construction projects.

Learn More

Common General Contractor Bond Issues

Insufficient Experience Documentation

General contractor licenses often require extensive experience documentation. Some states require 4+ years of construction experience with specific trade breakdowns.

Solution: Maintain detailed records of all construction projects, including dates, scope, and trade work performed.

Financial Statement Requirements

Larger general contractor bonds (over $50,000) typically require audited financial statements showing adequate working capital and net worth.

Solution: Work with a CPA to prepare proper financial statements and maintain strong business finances.

Get Your General Contractor Bond Today

Join thousands of general contractors who trust us for their bonding needs. Instant approval available for qualifying applicants.