Surety Bonds by State— Requirements in All 50 States
Find surety bonds and their requirements by state, or buy a surety bond online in minutes with instant quotes for contractor, notary, auto dealer, and court bonds.
- Who requires it: The obligee sets the requirement, typically a state licensing board, a court or a contracting agency.
- Typical cost (estimate): about 0.5% to 15% of the bond amount per year, depending on bond type, credit score and financial strength. The surety sets the final price.
- Timing: Same-day submission; most quotes within one business day.
Understanding Surety Bond Requirements Across America
With thousands of different surety bond requirements across the United States, finding the right bond for your business can be overwhelming. This comprehensive directory organizes all bond types by state and category, making it easy to find exactly what you need.
Why Surety Bonds Matter
Surety bonds protect consumers and ensure businesses comply with regulations. Federally funded construction, including projects under the Infrastructure Investment and Jobs Act (IIJA), generally requires performance and payment bonds. The U.S. Treasury maintains the official list of certified surety companies authorized to write federal bonds.
Federal Programs Driving Bond Demand
- IIJA: $1.2T for federal infrastructure ($550B new spending)
- IRA: clean energy project funding
- CHIPS Act: $52B for semiconductor manufacturing
Browse Bonds by Type
Find the right surety bond for your business needs
License & Permit Bonds
Required for professional licenses and permits across all industries
License bonds protect consumers from business malpractice. Premium rates typically range from 0.5% to 10% based on credit score and bond amount.
Common bonds & amounts:
Contract & Construction
Performance, payment, and bid bonds for construction projects
Contract bonds are the largest surety market segment. Well-qualified contractors often secure rates below 1.5% for federal projects.
Common bonds & amounts:
Commercial Bonds
Business operation and compliance bonds for various industries
Commercial bonds ensure business compliance with regulations. Notary bonds vary dramatically from $500 in some states to $50,000 in Alabama.
Common bonds & amounts:
Court Bonds
Judicial proceedings and legal matters requiring financial guarantees
Court bonds guarantee faithful performance in legal proceedings. Appeal bonds typically require 150% of the judgment amount.
Common bonds & amounts:
How to Get Your Surety Bond
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Browse Bonds by State
State-specific requirements and bond types
State Bond Requirements Vary Dramatically
Each state sets its own bond types and amounts. California, for example, raised its contractor license bond to $25,000 in 2023. Check your state guide for the bonds your license or permit requires.
California
View state requirements
Texas
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Florida
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New York
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Arizona
View state requirements
Illinois
View state requirements
Pennsylvania
View state requirements
Ohio
View state requirements
Georgia
View state requirements
North Carolina
View state requirements
Michigan
View state requirements
Virginia
View state requirements
Washington
View state requirements
Colorado
View state requirements
Nevada
View state requirements
Most Popular Surety Bond Types
Commonly requested bond types
Popular State Bond Guides
Common bond types in four large states
Raised contractor bonds to $25,000 in 2023
View All California BondsContractor, dealer and freight broker bonds
View All Texas BondsDual-tier contractor system ($10K-$20K)
View All Florida BondsContractor, notary and court bonds
View All New York BondsQuick Bond Search
Find your bond by popular search terms
Surety Bond Resources
Learn more about surety bonds and requirements
Frequently Asked Questions
Common questions about surety bonds
What is a surety bond and how does it work?
How much do surety bonds cost?
What are the different types of surety bonds?
How do I know which surety bond I need?
How long does it take to get a surety bond?
All content is researched from official state and federal sources (.gov). BuySuretyBonds.com works with Treasury-listed surety carriers.
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Surety bonds by state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- California — Check Seller Prorater
- California — Farm Labor Contractor
- California — Finance Lender
- California — Payday Lender
- Colorado
- Connecticut
- Delaware
- Florida
- Florida — Telemarketing
- Florida — Title Loan
- Florida — Yacht Broker
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Texas — Credit Access Business
- Texas — Health Spa
- Texas — Hvac Contractor
- Texas — Mixed Beverage Tax
- Texas — Oil Gas Operator P5
- Texas — Sales Tax
- Texas — Telemarketing
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Related Surety Bonds
- Performance & payment bond
- Court surety bond
- Fidelity bond
- Surety bond cost guide
- Commercial surety bonds
- Specialty surety bonds
- Fast license & permit bonds
- Surety bond directory
- DMEPOS Medicare accreditation bond
- Medicaid provider bond
- Subdivision improvement bond
- Surety bond renewal
- Wage & welfare (union benefit) bond
- Construction surety bonds
- Legal document preparer bond
- Fuel tax bond