Instant Approval Bonds: No Credit Check Required
5 bond types available for instant approval with no credit check. Get your bond certificate immediately with 24/7 processing. Perfect for notary bonds, contractor license bonds up to $25K, public official bonds, and more.
24/7
Instant Approval
No Credit
Check Required
5 Types
Bond Categories
Instant
Download
Complete List of Instant Approval Bonds
⚡ NO CREDIT CHECK REQUIRED
Notary Public Bonds
All Required States
$500 - $25,000Required for notary commission in 30 states plus D.C.
- All states requiring notary bonds
- No credit check required
- Instantly issued certificate
- E&O insurance can be added
- Available 24/7
Contractor License Bonds
Up to $25,000
$1,000 - $25,000General, electrical, plumbing, HVAC, and specialty trade licensing
- General contractor license bonds
- Electrical contractor license bonds
- Plumbing contractor license bonds
- HVAC contractor license bonds
- Other specialty trade license bonds
EXCEPTION: California contractor bonds ALWAYS require underwriting
Public Official Bonds
Up to $10,000
$1,000 - $10,000Bonds for treasurers, tax collectors, clerks, and other officials
- Treasurers and tax collectors
- Peace officers and judges
- City clerks and sheriffs
- Other public officials
- When bond amount ≤ $10,000
Defective Title Bonds
Limited Circumstances
Varies by StateLost title bonds and vehicle title replacement bonds
- Lost title bonds
- Vehicle title replacement bonds
- Up to certain state limits
- No existing liens allowed
- Clear ownership required
Vehicle must NOT have existing lien from previous title holder
Small Tax & Fee Bonds
Under $10,000
$500 - $9,999Small retailer bonds and minor tax compliance bonds
- Small retailer bonds
- Minor tax bonds
- Fee compliance bonds
- Under $10,000 only
- Basic compliance requirements
Bonds $10,000+ require underwriting
What Makes Them Instantly Approvable
- No credit check acknowledgment required
- Basic eligibility questions only
- Low financial risk to surety company
- Standardized coverage and terms
- No underwriting consideration beyond basic eligibility
- Premium shown is final price - no rate adjustments
Processing Features
- Available 24/7 for applications
- Immediate approval upon application completion
- Instant certificate download available
- Electronic delivery to applicant
- Can be filed with obligees if needed
Bonds That Always Require Credit Checks & Underwriting
These bond types cannot be instantly approved and require full underwriting review:
Motor Vehicle Dealer Bonds
Freight Broker Bonds (BMC-84)
DMEPOS Bonds
Performance Bonds
Bid Bonds
Payment Bonds
Probate Bonds
Judicial Proceeding Bonds
California Contractor Bonds
Tax and Fee Bonds over $10,000
Summary Count of Instant Approval Bonds
Notary Bonds
All States
(instant)
Public Official
Up to $10K
(instant)
Contractor License
Up to $25K
(instant, except CA)
Defective Title
Limited
(instant)
Small Tax/Fee
Under $10K
(instant)
Get Your Instant Approval Bond Today
Available 24/7 with immediate certificate download
⚡ Instant Approval - No waiting period
❌ No Credit Check - Basic eligibility only
📥 Instant Download - Certificate ready immediately
🕐 24/7 Available - Apply anytime, anywhere
Bond Genius AI: 5 instant approval bond types | No credit check required | 24/7 availability | A- rated carriers or better exclusively