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Notary Bonds - 30 Required States
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⚡ INSTANT APPROVAL FOR ALL 30 BOND-REQUIRED STATESAlabama
RequiredArizona
RequiredArkansas
RequiredCalifornia
RequiredColorado
RequiredFlorida
RequiredHawaii
RequiredIdaho
RequiredIllinois
RequiredIndiana
RequiredKansas
RequiredKentucky
RequiredLouisiana
RequiredMichigan
RequiredMinnesota
RequiredMississippi
RequiredMissouri
RequiredMontana
RequiredNebraska
RequiredNevada
RequiredNew York
RequiredOhio
RequiredOklahoma
RequiredOregon
RequiredPennsylvania
RequiredTennessee
RequiredTexas
RequiredVirginia
RequiredWashington
RequiredWisconsin
RequiredStates That Don't Require Notary Bonds
The following 19 states do not require notary bonds. However, E&O insurance is strongly recommended for complete protection in these states.
Why Choose BuySuretyBonds.com for Your Notary Bond?
Select your state below → See requirements → Buy instantly with no credit check
Step 1: Choose Your State
Click your state to see bond requirements and get instant pricing
Why Choose Bond Genius AI?
BuySuretyBonds.com Notary Public Bond Process
⚡ INSTANT APPROVAL - NO CREDIT CHECKNotary public bonds are one of 5 bond types with instant approval - no underwriting or credit check required
- Low Risk: Notary bonds have minimal financial exposure
- Standardized Requirements: State-mandated coverage amounts and terms
- No Credit Check: One of only 5 bond types with no credit check requirement
- Basic Eligibility Only: Simple qualification requirements
📋 View All 30 Required States & Direct LinksClick to expand detailed information for states requiring notary bonds
📋 View All 30 Required States & Direct LinksClick to expand detailed information for states requiring notary bonds
What Government Officials Say About Notarial Bonds
Authoritative perspectives from state officials and industry leaders
"A Notary Public is, in the true sense of the word, 'a public servant' and 'an officer of the State of Texas', conveniently located in the community so that the notary may be of service to the public. Each Notary Public takes an official oath of office to faithfully perform the duties of the office, and to insure such performance, a notary public is required to post a $10,000.00 notary public bond with the Secretary of State."— Texas Secretary of State Official Educational Materials
"Many notaries think that the notary public bond is insurance that protects them; that is not the case. The bond is posted to cover damages incurred by the victim of the notary's negligence or malfeasance."— Montana Secretary of State
"To help protect the public from fraud and reinforce the integrity of our notarial system, per A.R.S. § 41-270, the Office of Secretary of State will be instituting a notary competency examination. By ensuring each notary meets a baseline of knowledge, notaries can mitigate costly abuses that come from the misuse of their seal and cause serious financial harm."— Arizona Secretary of State Adrian Fontes
What is a Notary Bond?
Watch this comprehensive explanation of notary bonds and their importance for public protection
This video explains the purpose of notary bonds, how they protect the public, and why they're required in 30 states for notarial commissioning.
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A notary bond is a three-party financial guarantee that protects the public from losses caused by notarial misconduct or negligence. According to the Pennsylvania Department of State: "Notary bonds are contracts wherein the surety has agreed to pay losses caused by the failure of the notary public to faithfully perform the duties and responsibilities of a notary public. A notary bond is intended to protect the customer from financial loss, not the notary." Currently, 30 states plus D.C. require notary bonds, with amounts ranging from $500 (Wisconsin, Wyoming) to $25,000 (Alabama, Indiana, Montana).
Key Point: The bond ensures accountability - notaries must reimburse the surety for any claims paid out.
Requirements & Documentation
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"A Notary bond protects the public from financial harm in the event you, the Notary, make a mistake or omission, or perform a wrongful act in notarizing a document that causes any person financial harm. By issuing a bond, the surety company guarantees that you will perform your duties as a Notary Public in accordance with the law."— National Notary Association Official Educational Materials
Notary Bond (Required in 30 States) - ⚡ INSTANT
- • Protects: THE PUBLIC from your errors
- • Liability: You must repay any claims paid
- • Requirement: Mandated by state law
- • Approval: Instant approval available
- • Coverage: Set by state ($500-$25,000)
- • Claims: Filed by injured parties
E&O Insurance (Strongly Recommended)
- • Protects: YOU from financial loss
- • Coverage: Pays claims without reimbursement
- • Requirement: Optional but critical
- • Bundle: Available as bundle option
- • Coverage: $25,000-$1,000,000 available
- • Benefits: Covers legal defense costs
American Society of Notaries Clarification:
"When a bond company issues a bond to a notary, it is saying, 'We warrant that Jane Doe Notary will perform her duties in accordance with the law. If she does not and there is a loss, we will pay the victim for that loss up to the limits of the bond.'"— American Society of Notaries Educational Materials
Industry experts strongly recommend carrying both for complete protection
| State | Bond Amount | Term | Required | Notes |
|---|---|---|---|---|
| Alabama | $25,000 | 4 years | Yes | 21+ age requirement |
| Indiana | $25,000 | 8 years | Yes | Longest term in nation |
| Montana | $25,000 | 4 years | Yes | High bond requirement |
| California | $15,000 | 4 years | Yes | Exam required |
| Texas | $10,000 | 4 years | Yes | Education required |
| Pennsylvania | $10,000 | 4 years | Yes | File within 45 days |
| Florida | $7,500 | 4 years | Yes | Education mandatory |
| Illinois | $5,000-$30,000 | 4 years | Yes | $25,000 for e-notaries |
| Wisconsin | $500 | 4 years | Yes | Lowest requirement |
| Wyoming | $500 | 4 years | Yes | Lowest requirement |
We provide instant bonds for all 30 required states
"A notary bond is a legally binding contract guaranteeing the notary will complete tasks ethically and in adherence with the law. If a notary fails to perform his or her duties, a claim can be made against the bond by the state and/or those harmed as a result of the notary's actions."— Pennsylvania Association of Notaries
Common Claim Scenarios
Notable Case Study
The Houston vacant property fraud scheme (2002-2008) involved over 70 homes stolen through forged notary seals. Victims successfully claimed against notary bonds, demonstrating the critical protection these bonds provide.
Texas Attorney General's office noted this case highlighted the importance of proper notary procedures and bond coverage.
BuySuretyBonds.com Advantages
Why Choose BuySuretyBonds.com for Notary Bonds
"The standard notary bond is $5,000. However, if the notary is performing remote or electronic notarization via audio-visual communication, the bond is $25,000. As a notary, if you are performing both standard and electronic notarizations, the bond is $30,000."— Patrick Collins, DuPage County Bar Association (2019)
"We believe that adopting RON will increase the number of notaries and therefore increase the demand for notary bonds. Demand for notaries hit an all-time high in 2020, with searches for mobile notaries on the National Notary Association's Find a Notary Public Page increasing by 1,750% yearly."— BondExchange Industry Analysis (2020)
⚡ Instant Processing
- No waiting for underwriter approval
- 24/7 application processing
- Immediate certificate download
💰 Competitive Rates
- Transparent pricing upfront
- No hidden fees or surprises
- Bundle discounts with E&O insurance
🏆 A- Rated Carriers
- Exclusively Treasury-approved sureties
- Financial stability guaranteed
- Accepted by all state agencies
🌎 Required States Covered
- Serving all 30 required states
- Expert knowledge of state requirements
- Local compliance guaranteed
Official list of Treasury-certified surety companies authorized to write federal bonds
Frequently Asked Questions
Common questions about notary public bonds
We provide instant approval and immediate certificate download for all qualifying notary public bonds. No waiting for underwriter approval.
No. Notary public bonds don't require credit checks and are approved instantly based on basic eligibility.
30 states plus D.C. require notary bonds. We provide instant bonds for all required states with coverage from $500 to $25,000.
Yes. We offer bundle packages combining your required notary bond with E&O insurance for complete protection at discounted rates.
We specialize in instant notary bond approval. Complete your application and download your certificate within minutes, 24/7.
Yes. We work exclusively with A- rated or better, Treasury-approved surety companies that meet all state requirements.
"By securing a notary bond, notaries demonstrate their commitment to professionalism, ethical conduct, and legal compliance, thereby enhancing the trust the public places in their services."— Notary Public Association
The U.S. Small Business Administration maintains an official directory of authorized surety bond agencies across all 50 states. These agencies can help with various bond types including notary bonds, contractor license bonds, performance bonds, and other professional bonds.
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Our Application Process:
Popular Packages:
⚡ Instant Notary Bond Only
- Instant approval and download
- All required states covered
- A- rated carrier or better certificates
📋 Bond + E&O Bundle
- Complete notary protection
- Bundle discount savings
- Professional credibility package
🎓 Complete Notary Startup
- Bond + E&O + supplies + training
- Everything needed to start
- Professional guidance included
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BuySuretyBonds.com: Instant notary bond approval | A- rated carriers or better exclusively | Serving all 30 bond-required states