Florida Contractor License BondDivision I: $20,000 • Division II: $10,000
Florida's construction market thrives year-round with unique hurricane recovery opportunities. Bond Genius AI specializes in DBPR compliance, helping 45,000+ Florida contractors navigate Division I & II requirements while capitalizing on the state's $85 billion annual construction market.
✨ Florida Special Benefits:
- • 50% bond reduction with financial responsibility course
- • Emergency licensing for hurricane recovery
- • Year-round construction season
- • Instant approval for qualified contractors
Quick Stats
Florida Construction Market
Florida Contractor License Divisions
Choose your division and understand the specific bonding requirements
Requirements & Qualifications
Bond Reduction Available
Complete 14-hour financial responsibility course to reduce bond to $10,000
Project Types & Opportunities
Commercial buildings, infrastructure, unlimited residential
High-Value Opportunities
- • Commercial construction ($1M+ projects)
- • Luxury residential developments
- • Hurricane recovery contracts
- • Government and institutional projects
Hurricane Recovery Specialization
Florida's unique position creates specialized opportunities for contractors prepared for hurricane recovery work
- Emergency contractor licenses for disaster response
- Expedited licensing for out-of-state contractors
- Temporary permit procedures for urgent repairs
- Streamlined bonding for disaster recovery projects
- Roof repair and replacement (most common)
- Wind damage restoration
- Flood damage remediation
- Emergency board-up services
- Complete home reconstruction
Hurricane season (June-November) drives 40% of annual construction activity
Peak Recovery Period: September - December
Florida Regional Construction Markets
South Florida (Miami-Dade, Broward, Palm Beach)
Regional MarketMarket Characteristics
High-rise condos, luxury residential, international investment
Bonding Considerations
Higher bond amounts often required for luxury projects
Special Requirements
Miami-Dade has additional hurricane protection requirements
Central Florida (Orlando, Tampa, St. Petersburg)
Regional MarketMarket Characteristics
Tourism infrastructure, theme parks, rapid suburban growth
Bonding Considerations
Performance bonds common for tourism-related projects
Special Requirements
Orange County has local contractor registration requirements
North Florida (Jacksonville, Tallahassee, Gainesville)
Regional MarketMarket Characteristics
Government facilities, university construction, military bases
Bonding Considerations
Federal bonding requirements for military construction
Special Requirements
Duval County has additional permit bonding for some projects
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Florida Contractor License Bond FAQs
What's the difference between Division I and Division II contractor bonds in Florida?
Division I contractors pay $20,000 bonds for unlimited project sizes, while Division II contractors pay $10,000 bonds but are limited to residential projects under $200,000. Both can be reduced 50% by completing a 14-hour financial responsibility course.
Can I reduce my Florida contractor bond cost?
Yes! Florida offers a 50% bond reduction (to $10,000 for Division I, $5,000 for Division II) by completing a state-approved 14-hour financial responsibility course. This education investment typically pays for itself in the first year.
How do hurricane seasons affect Florida contractor licensing?
Hurricane seasons create emergency licensing provisions and increased demand. DBPR may expedite out-of-state contractor licensing for disaster response, and emergency repair work often requires additional permit bonding beyond the license bond.
Do I need additional bonds for hurricane recovery work in Florida?
While your license bond covers basic requirements, hurricane recovery work may require additional performance bonds, especially for insurance claim work or large restoration projects. We can help with all bonding needs.
Are there different requirements for working in Miami-Dade County?
Miami-Dade has additional hurricane protection requirements and may require supplemental permitting. However, your Florida state license and bond are valid county-wide. Some luxury projects may require higher bond amounts.
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