Trustee Bond: Get a Court-Appointed Trustee Bond Quote

What is a trustee bond?

A trustee bond is a bond for a trustee. The trustee is the person or institution who manages property held in a trust for its beneficiaries. The bond is a promise backed by a surety company. If the trustee breaches their duties and the trust loses money, the bond can pay the loss, up to the bond amount. The trustee stays responsible for repaying the surety.

People also search for this as a court appointed trustee bond, trust bond, or trustee surety bond. It is the same product.

When does a trustee need a bond?

Under the Uniform Trust Code, the court may require a trustee to give bond, and the court sets the amount. Florida is one example. Under Florida Statutes section 736.0702, (1) a trustee must give bond only if the court finds one is needed to protect the beneficiaries, or if the trust requires one and the court has not dispensed with it, and (2) the court may specify the amount and may modify or terminate the bond at any time. So a bond can be ordered at appointment or later. Rules as of 2026-09-30. Other states have their own versions, so follow the order in your case.

The trust instrument can waive the bond. The court can still require one even if the trust document says none is needed. If you are unsure, read your court order or ask the clerk or your attorney.

How to get a trustee bond

1. Find the amount. Use the dollar figure in your court order.
2. Enter it in the form above. Add your contact details. Apply online in minutes.
3. Review your quote. We send your request to surety carriers that write trustee bonds; the carrier decides. We'll tell you what we need.
4. Pay when the bond is issued. You pay nothing until your bond is issued.
5. File the bond. Submit it to the court as your order directs.

Timing and requirements vary by surety and by the trustee's credit and financial profile.

What does a trustee bond cost?

The premium is typically a small percentage of the bond amount per year; the carrier sets the final price. The rate depends on the bond amount, the trustee's credit and finances, and the surety's underwriting. The form gives you a quote for your situation. Any figure you see before that is an estimate only.

If your credit is less than perfect, you can still ask for a quote. We work with carriers that write challenged credit; the carrier decides. We shop multiple Treasury-listed surety carriers, so if one declines, another can be asked.