Oklahoma Marijuana Grower Bond
An Oklahoma commercial medical marijuana grower needs a $50,000 surety bond for each grower license — or, if you have owned the grow-site land for at least five years, a free ownership attestation that replaces the bond entirely. The requirement comes from OAC 442:10-5-3.3, enacted by Senate Bill 913 (2023) and effective April 20, 2023. It is a reclamation bond — it guarantees the permit-area land is restored after growing ends. Dispensaries, processors, and transporters are exempt; only growers post it.
So the first question isn’t “how much is the bond” — it’s bond or attestation? Below is how to decide, what reclamation actually secures, what the $50,000 bond costs to buy, and the exact way OMMA wants it filed.
Two ways to satisfy OMMA — pick the one that fits your land
OAC 442:10-5-3.3 does not force every grower to buy a bond. It gives a binary choice, and which path is cheaper depends entirely on how long you have owned your grow site:
Path A — 5-year ownership attestation
Best if you own the parcel your grow sits on and have held it a while.
- • Prove you have owned the permit-area land 5+ years
- • Supporting docs: recorded deed, court order, conveyance
- • Cost: $0 — no premium, nothing to renew annually
- • File the Attestation of Land Ownership Form with OMMA
Path B — $50,000 surety bond
The route for growers who lease, or who bought their land within the last five years.
- • $50,000 minimum face amount, per grower license
- • Issued by a surety qualified to do business in Oklahoma
- • Cost: an annual premium (a fraction of face — see below)
- • File the Surety Bond Form with OMMA
You do not have to pick the same path for every site. A grower with two licenses — one on family land held for a decade, one on a newly leased field — can file an attestation on the first and a $50,000 bond on the second. Not sure your deed history clears the five-year line? Start the Oklahoma grower bond quote and we’ll flag which path is cleaner before you spend a dollar.
Official Oklahoma Requirements
"The bond shall be in an amount no less than fifty thousand dollars ($50,000.00) for each license sought or held and shall be issued by a surety company qualified to do business in the State of Oklahoma as a surety. The Authority may require a higher amount depending on the reclamation requirements to assure the completion of the reclamation plan or to defray the cost of restoration of the property. In lieu of a bond, an applicant may provide an attestation and accompanying documentation showing that the permit area on which the licensee will initiate or conduct commercial growing operations has been owned by the licensee for at least a five (5) year period prior to submission of application."Oklahoma Medical Marijuana Authority (OMMA) • Okla. Admin. Code § 442:10-5-3.3 (enacted by SB 913, 2023; effective April 20, 2023)
Only growers post it — every other OMMA license is exempt
Oklahoma runs one of the largest medical-cannabis markets in the country, with license types spanning cultivation, retail, processing, and logistics. The reclamation-bond rule reaches exactly one of them. If your only OMMA license is a dispensary or processor, there is nothing to buy here:
Which OMMA commercial licenses require the reclamation bond
OAC 442:10-5-3.3 applies to commercial growers only
| OMMA License Type | Bond / Attestation Required? | Why |
|---|---|---|
| Commercial grower | Yes — $50,000 minimum per license | OAC 442:10-5-3.3 / SB 913 |
| Dispensary | No | Not a cultivation license — no reclamation |
| Processor | No | Not subject to the grower bond rule |
| Transporter | No | Not subject to the grower bond rule |
| Waste disposal | No | Not subject to the grower bond rule |
Scope per OAC 442:10-5-3.3 and the OMMA bond-requirement guidance. Confirm your license category at oklahoma.gov/omma before filing.
Hold a grower license plus a dispensary or processor license? Only the grower license triggers the $50,000 requirement — but each grower license you hold carries its own bond or attestation. For the national picture of how cannabis bonding differs state to state, see the cannabis business bonds hub.
This is a land bond, not a consumer bond
Most license bonds protect the public from the licensee — a contractor bond pays a defrauded homeowner, a notary bond pays a victim of a bad notarization. The OMMA grower bond is different in kind. It secures reclamation of the land: putting the permit area back in order after the grow winds down, so a walked-away outdoor operation doesn’t leave the state holding an unremediated site.
That framing explains the one variable in an otherwise flat rule. The $50,000 is a floor, not a ceiling — OAC 442:10-5-3.3 lets OMMA require more “depending on the reclamation requirements to assure the completion of the reclamation plan.” The more land there is to restore, the larger the assurance OMMA can demand. In practice:
Indoor / small footprint
A warehouse or greenhouse grow with little site disturbance typically stays at the $50,000 minimum — there is not much land to reclaim.
Large outdoor acreage
A sizable outdoor operation with a broader reclamation plan can be assigned above $50,000 — confirm your figure with OMMA before you bind the bond.
What the $50,000 bond costs to buy
You don’t pay $50,000 — that is the face amount OMMA holds as security. You pay an annual premium, a percentage of that face set by owner credit. Cannabis is a restricted class federally, so the pool of carriers that write it is small and prices higher than a routine license bond of the same size. If you qualify for the free five-year attestation, this whole section is moot — the attestation costs nothing:
Oklahoma grower bond — annual premium on a $50,000 bond
Based on a $50,000 bond amount
- 720+ FICORate: 1% – 3%$500 – $1,500
- 680–719 FICORate: 3% – 5%$1,500 – $2,500
- 620–679 FICORate: 5% – 8%$2,500 – $4,000
- Under 620 FICORate: 8% – 15%$4,000 – $7,500+
Ranges reflect market pricing from cannabis-writing carriers on a $50,000 bond, not an OMMA-set rate. A reclamation amount above $50,000 raises the premium proportionally. Prior enforcement history can move a file outside these bands.
Because the amount is fixed by rule, credit is the biggest lever on what you pay — see our cannabis bond cost breakdown for how premiums move across states, or the bad-credit surety bond guide if your file lands in the bottom tier above.
Leased land or a recent purchase means you’re on the bond path. Tell us your license count and credit band and we’ll price it today.
Quote my bondGetting the bond (or attestation) on file with OMMA
OMMA attaches the bond or attestation to your grower license record — it is not a standalone filing. Here is the sequence, and the two ways OMMA accepts the document:
Decide your path per license
Attestation if you can document 5+ years of ownership of the permit-area land; bond if you lease or bought recently. One decision per grower license — you can mix across multiple licenses.
For the bond: buy from an Oklahoma-qualified surety
OAC 442:10-5-3.3 requires the bond be issued by a surety company qualified to do business in Oklahoma. Cannabis is a restricted class, so confirm your carrier actually writes it before you pay a premium.
Complete the OMMA form with your exact entity name
The Surety Bond Form (or Attestation of Land Ownership Form) must carry the legal entity name exactly as it appears on your grower license. A mismatch triggers a deficiency and stalls the license.
Submit it — upload or email
Upload under the location-information section of your grower license application, or email the signed document and supporting materials to OMMABonds@omma.ok.gov. Either channel is accepted.
Renew before 30 days out
An expiring bond must be renewed before 30 days prior to its expiration date, with proof of the new bond or attestation on file before the old one lapses. Never let coverage gap — a grower without current proof is out of compliance.
What kicks a grower bond back at OMMA
One bond for multiple licenses
The $50,000 minimum is "for each license." A single bond stapled to a three-license application gets returned — each grower license needs its own bond or attestation tied to its permit area.
Assuming $50,000 is always enough
For a large outdoor reclamation plan, OMMA can require more than the floor. Binding a flat $50,000 bond when OMMA has set a higher reclamation figure leaves you short.
Carrier not qualified in Oklahoma
A bond from a surety not qualified to do business in Oklahoma fails review under OAC 442:10-5-3.3 no matter how correct the amount is.
Thin attestation documentation
Claiming five years of ownership without a recorded deed, court order, or conveyance to back it up gets the attestation rejected — the paperwork has to prove the timeline.
What Oklahoma growers ask before they file
Can I skip the $50,000 bond entirely with a land-ownership attestation?
Yes — this is the part most growers miss. OAC 442:10-5-3.3 gives you two ways to comply: post the surety bond, OR file an attestation with documentation showing you have owned the permit-area land for at least five years before the application. If you own your grow site and can prove it with a recorded deed, court order, or conveyance, the attestation costs you nothing and there is no annual premium to renew. The bond exists for growers who lease their land or bought it recently — it lets them operate without five years of ownership behind them.
Why is it called a reclamation bond — what does it actually guarantee?
Unlike a license bond that protects consumers, the OMMA grower bond is an environmental instrument. It secures the reclamation of the land the grow operation sits on — restoring the permit area after commercial growing ends. That is why OAC 442:10-5-3.3 lets OMMA require more than $50,000 "depending on the reclamation requirements to assure the completion of the reclamation plan." A large outdoor operation with more acreage to restore can be assigned a higher bond than the $50,000 floor; an indoor grow on a small footprint stays at the minimum.
Do dispensaries, processors, and transporters need this bond too?
No. The bond-or-attestation requirement under OAC 442:10-5-3.3 applies only to commercial grower license applicants and licensees. OMMA dispensary, processor, transporter, and waste-disposal licensees are not subject to it because they do not conduct land-based cultivation that needs reclamation. If you hold multiple OMMA license types, only the grower license triggers the bond.
My bond is expiring — how far ahead do I have to replace it?
OMMA requires that an expiring bond be renewed before 30 days prior to its expiration date, and you must provide proof of a new bond — or an attestation meeting the same rule — before the old bond expires. Do not let it lapse: a grower operating without current proof of bond or attestation is out of compliance with OAC 442:10-5-3.3. Build the renewal into your calendar the same way you track your annual OMMA license renewal.
If I hold three grower licenses, is one $50,000 bond enough?
No. The rule sets the $50,000 minimum "for each license." Three grower licenses means three bonds (or three attestations, or a mix) — the bond covers the specific permit area tied to that license, so it does not stretch across separate licensed grow sites. Growers running several sites often mix approaches: an attestation on the parcel they have owned for years, and a bond on the newer leased site.
How do I submit the bond or attestation to OMMA?
OMMA takes it two ways. You can upload the Surety Bond Form or the Attestation of Land Ownership Form and supporting documents under the location-information section of your grower license application, or you can email them directly to OMMABonds@omma.ok.gov. The bond attaches to your license record rather than being filed as a standalone item, so have the signed original ready before you start or renew the application.
More cannabis and Oklahoma bond resources
All content is researched from official state and federal sources (.gov). BuySuretyBonds.com works with Treasury-listed surety carriers.
General information, not legal or underwriting advice. Cannabis remains a Schedule I controlled substance under federal law; the bond described here relates to Oklahoma’s state medical marijuana program administered by OMMA. Bond amounts, reclamation figures, forms, and submission channels can change with OMMA rulemaking — confirm current requirements at oklahoma.gov/omma and with your licensing analyst before filing, and request a quote for your specific license count and profile.
Bond or attestation — get your OMMA grower license clear
Tell us how many grower licenses you hold and whether you own the land. If the attestation is the better route, we’ll say so. If it’s the bond, we work only the carriers that write Oklahoma cannabis risk — no wasted weeks on a decline.
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