Nevada Surety BondsAB39's $100,000 Bond + 80 Other Bond Types Required by Nevada Law
Most Nevada contractors still don't know about AB39 — codified at NRS 624.970, it requires a $100,000 surety bond from any licensed contractor who collects more than $1,000 (or 10% of the contract) as a down payment on residential improvement work. That's on top of the standard NSCB license bond.
Beyond AB39, Nevada requires over 80 distinct surety bonds across construction, gaming, motor vehicles, financial services, courts, public office, taxation, environmental protection, and more — each catalogued below with its governing statute, regulatory body, and bond amount, verified against current Nevada Revised Statutes. From the NSCB's individualized contractor bonds ($1K-$500K) to gaming establishment bonds and the nation's only separate motor vehicle broker bond, Nevada's bonding landscape is one of the most complex in the country. Browse every category on our surety bonds hub.
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Contractor, gaming, auto dealer, notary & more
Correction: There is no Nevada state cannabis bond
Several marketing sites advertise a “$50,000 Nevada cannabis surety bond.” There is no such state requirement. NRS Chapter 678B (the Cannabis Compliance Board statute) contains zero bond provisions, and the Cannabis Compliance Board does not require surety bonds for state licensure. Local jurisdictions set their own rules — City of Las Vegas requires a $250,000 performance bond for cannabis establishments under LVMC 6.95. Always verify the bond requirement against the actual licensing authority before purchasing.
19 statute citations corrected during this audit
During our 2026 quarterly review, we removed three phantom Nevada bail bond entries (the bail industry was deregulated for new entrants under 2021 reform), corrected NRS chapter references, and added the AB39 disclosure above. Every bond on this page now links to the governing NRS statute or regulatory authority. See our Editorial Standards for our verification process and review cadence.
Official Nevada Requirements
"Each contractor's license issued by the Board shall require a license bond... executed by a surety company authorized to transact business in the State of Nevada, and whose long-term obligations are rated A or better."Nevada State Contractors Board • NRS 624.270
AB39 Consumer Protection Bond
Assembly Bill 39 added NRS 624.970, requiring a $100,000 surety bond from any licensed contractor who collects a down payment exceeding $1,000 or 10% of the contract price (whichever is less) on residential improvement projects.
- Who needs it: Any NV-licensed contractor collecting >$1,000 or >10% down on residential work
- Bond amount: $100,000 -- separate from the standard NSCB license bond
- Exemption: Contractors with 5+ consecutive years of clean licensure are exempt from the down-payment limitation
- Statute: NRS 624.970 (added by AB39, 82nd Session)
AB39 Quick Reference
Nevada Bonds by Industry
Every bond category required under Nevada law, organized by industry. If you're new to bonding, our surety bond basics guide explains how they work.
Construction & Contracting
NSCB Contractor License Bonds
Required for all classifications (A-General Engineering, B-General Building, C-Specialty, AB-Combined). The Board sets each bond individually from $1,000 to $500,000 based on financial profile. After 5 consecutive clean years, the Board may waive the requirement.
Pool & Spa Consumer Protection Bonds
A separate, additional bond for A-10/C-1d subclassification contractors. Cannot be combined with the general license bond. Protects residential consumers exclusively. Amount set by NSCB from $10,000 to $400,000.
Public Works Bonds
Projects exceeding $100,000 require both performance and payment bonds at 50% or more of contract value. Bid bonds at 5-10% and bid protest bonds up to 25% of bid value also apply.
Other Construction-Related Bonds:
Note: The Residential Recovery Fund (NRS 624.400-560) is not a surety bond. It is an assessment-funded pool with assessments of $200-$1,000 per biennium and a maximum individual recovery of $40,000.
Gaming & Hospitality
Gaming Establishment Bonds
A single statutory provision covers all gaming license categories. Bond amounts are individually calibrated to each operation's estimated tax and fee liability. Covers nonrestricted casinos, restricted locations, manufacturers, distributors, and pari-mutuel operations. Cash or securities may substitute under NRS 100.065.
Race Book/Sports Pool Bonds
Required reserve bond for licensed race books and sports pools, ensuring adequate reserves to cover outstanding wagers and liabilities.
Athletic Commission Promoter Bond
Guarantees ticket refunds if events are cancelled and payment of all fees owed to the Commission. Significant given Nevada's role as the global hub for professional combat sports.
Motor Vehicle Industry
Auto Dealer Bonds
Motor Vehicle Broker Bond
Unlike most states, Nevada requires a separate $100,000 bond for motor vehicle brokers. This is distinct from the dealer bond and applies to anyone who negotiates vehicle sales between buyers and third-party sellers.
Bonded Vehicle Title Bonds
When a vehicle has no title or a defective title, the DMV may require a surety bond at 150% of the vehicle's original MSRP. A Fleet Owner Program Bond of $10,000 is also available under NAC 482.678.
Financial Services
Money Transmitter
Up to $500,000 (doubled from $250K in 2023 via Modernization Act)
Collection Agency
$35,000-$60,000 based on average monthly trust account balance
Check Cashing/Payday/Title Loan
$50,000 + $5,000 per branch location
Mortgage Servicer
$100,000 to $300,000
Debt Management Services
≥$50,000
Credit Service Organization
$100,000
Escrow Agency
Based on account balances
Covered Service Provider
$75,000-$100,000
Professional & Occupational Licenses
Document Prep Services
Individual: $25,000. Business: $25,000-$200,000 by registrant count
Private Investigator
PI: $10,000. Private Patrol/Process Server: $2,000
Employment Agency
$1,000
Pharmaceutical Wholesaler
$25,000-$100,000 (may reduce to $5K after 5 clean years)
Manufactured Housing Dealer
$25,000-$50,000
Livestock Dealer/Broker
≥$10,000
Weighmaster Bond
$1,000
Tax & Revenue Bonds
Formula-based bonds that scale with taxpayer liability. Administered by the Department of Taxation and DMV Motor Carrier Division.
Sales and Use Tax Bond
2-4× estimated liability (quarterly: 2×, monthly: 3×, annual: 4×). Exempt if ≤$1,000.
Cigarette Tax Bond
Largest quarterly precollection amount. May waive after 5 clean years.
Liquor Excise Tax Bond
Based on estimated liability by license type
Motor Vehicle Fuel Tax Bond
Based on estimated liability
Special Fuel Tax Bond
Based on estimated liability
Other Tobacco Products Tax
Based on liability
Court & Judicial Bonds
Litigation Bonds
Small business cap: ≤$1M. NRS 20.037, NRAP Rule 7, NRS 18.130, NRS 31.030, 31.040, 31.070, NRCP 65(c)
Estate & Fiduciary Bonds
NRS 142.020, 159.065, 159A.065, 32.275, 108.2415, 163.117
Insurance, Healthcare & Workers' Comp
Note: We don’t serve the bail bond industry — that includes Nevada bail agent bonds, bail solicitor bonds, and general (bail) agent bonds under NRS 697.190, as well as criminal bail bonds themselves.
Third-Party Administrator
≥$100,000
Self-Insured Employer WC
≥105% expected claims, min $100,000
Health Care Facility
<7 emp: $5K | 7-25: $25K | 25+: $50K
Dental Plan Organization
$500,000
Prepaid Limited Health Svc
$500,000
Motor Club Bond
$100,000
Title Agent/Insurer
Commissioner-determined (2021 reform)
Public Official Bonds
Under NRS Chapter 282, all official bonds are joint and several, payable to the State of Nevada, and remain in force for the entire term of office.
State Treasurer
Set by Board of Examiners
State Controller
Set by Board of Examiners
County Treasurer
Set by county commissioners
County Clerk
$10,000
County Recorder
$10,000-$50,000
County Assessor
$10,000
Sheriff
$10,000-$50,000
District Attorney
Set by county commissioners
Justice of the Peace
$10,000-$50,000
Public Guardian
Set by county commissioners
Public Administrator
$100,000 (100K+ pop. counties)
Blanket Fidelity Bond
≥$10,000 (covers all elected county officers except treasurer)
Environmental & Mining Bonds
Mining Reclamation Bonds
Amounts calculated using the Nevada Standardized Reclamation Cost Estimator (SRCE) -- can range from thousands to hundreds of millions for large operations. There is no statutory cap. The Reclamation Performance Bond Pool Program (NRS 519A.290) offers an alternative mechanism. AB 40 (2025) further modified these provisions.
Other Environmental Bonds
Cannabis Industry
Important: No State-Level Cannabis Bond Exists
NRS Chapter 678B, which governs cannabis establishment licensing, contains no bond provisions. Some surety bond marketing websites incorrectly claim a state-level bond exists -- this is inaccurate. However, several local jurisdictions impose their own requirements:
Additional Industry-Specific Bonds
Prepaid Funeral Contract
$50,000
Timeshare Developer
Total deposits held (in lieu of escrow)
HOA Community Manager
≥$1,000,000 (alt. to E&O insurance)
Private Post-Secondary Ed.
Varies by enrollment
Cemetery/Prepaid Burial
Commissioner-determined
Motor Carrier Bond
Varies by carrier type
Trust Company Fidelity
Commissioner-determined
NSCB Contractor Bond Requirements
Nevada's contractor bonding system is more individualized than most states. The Board tailors each bond amount to the specific contractor. Learn more in our contractor bond requirements guide.
NSCB Contractor Bond Tiers (NRS 624.270)
Amounts are set individually by the Board based on license classification, monetary limit, experience, and financial profile.
Small Specialty Contractor
$1,000
Minimum -- low monetary limit, limited scope
Mid-Range Contractor
$10,000 - $50,000
Most residential and specialty trades
General Contractor (B-2)
$100,000 - $250,000
Commercial GC with higher monetary limit
Large General Contractor (B)
$500,000
Maximum -- high-volume commercial work
NRS 624.270
How the Board Sets Your Amount
- License classification (A, B, C, or AB-Combined)
- Requested monetary limit on your license
- Past and current financial responsibility
- Years of trade experience
- Character and compliance history
- Board may adjust at each renewal
- May waive after 5 consecutive clean years
Nevada-Specific Rules
Additional Contractor Bonds
Estimate Your NSCB Bond + AB39 Exposure
Drop in your monthly volume and we'll show the NSCB tier you'd likely fall into — plus the AB39 add-on if you take residential down payments.
Nevada NSCB Bond Estimator
Estimate your NSCB tier and premium based on monthly volume, credit, and AB39 exposure.
NSCB sets your bond using your monthly business volume per NRS 624.270.
Estimated NSCB tier
$5,000
Tier estimate — the Board may set yours higher or lower based on financials. Confirm with NSCB.
Estimated annual premium
$100 – $125
Combined NSCB bond, good (680-739) credit. Final rate set by surety underwriting.
Estimates only. Bonds are individually underwritten. For background, see our Nevada NSCB bond guide.
Bonds That Do Not Exist in Nevada
These bond types are frequently asked about but are not required under Nevada state law. Some may exist at the local or municipal level.
| Bond Type | Status |
|---|---|
| State Cannabis Establishment Bond | DOES NOT EXIST |
| Live Entertainment Tax Bond | DOES NOT EXIST |
| Real Estate Broker/Agent Bond | Not required |
| Pawnbroker Bond | Not required at state level |
| Travel Agent Bond | Not required |
| Locksmith Bond | Not required at state level |
| Athlete Agent Bond | Not required |
| Court Reporter Bond | Not required |
| Auctioneer Bond | Local only |
| Transportation Network Co. Bond | Not required |
How to Get Your Nevada Bond
Tell Us What You Need
Select your bond type -- NSCB contractor, auto dealer, gaming, notary, court, tax, or any other Nevada bond. Provide your business details and the bond amount (or we will help you determine it).
Get Matched and Approved
We place Nevada bonds exclusively with Treasury-certified sureties, as the NSCB and other agencies require. Most bonds are quoted and approved the same business day. Notary and small license bonds are instant.
Receive and File Your Bond
Your bond is issued on the correct agency form -- NSCB, DMV, Gaming Commission, county clerk, or court. Download immediately or we will file directly with the appropriate board on your behalf.
Nevada Bond Quick Reference
Every major bond type, amount, statute, and filing agency
| Bond Type | Amount | Statute |
|---|---|---|
| Contractor License | $1,000-$500,000 | NRS 624.270 |
| AB39 Consumer Protection | $100,000 | NRS 624.970 |
| Pool/Spa Consumer Protection | $10,000-$400,000 | NRS 624.276 |
| Public Works Performance | ≥50% of contract | NRS 339.025 |
| Public Works Payment | ≥50% of contract | NRS 339.025 |
| Bid Bond | 5-10% of bid | NAC 338.240 |
| Bid Protest Bond | ≤25% of bid | NRS 338.142 |
| Subcontractor Bond | Set by Division | NRS 339.025(2) |
| Wage Claim Bond | Board-determined | NRS 624.270(6) |
| Subdivision Improvement | Set by local govt | NRS 278.371 |
| Lessee Construction Bond | Total contract cost | NRS 108.2403 |
| Auto Dealer (Standard) | $100,000 | NRS 482.345 |
| Auto Dealer (Motorcycle) | $50,000 | NRS 482.345 |
| Auto Dealer (Horse Trailer) | $50,000 | NRS 482.345 |
| Auto Dealer (Utility/Boat Trailer) | $10,000 | NRS 482.345 |
| Motor Vehicle Broker | $100,000 | NRS 482.3333 |
| Bonded Vehicle Title | 150% of MSRP | NRS 482.2605 |
| Fleet Owner Program | $10,000 | NAC 482.678 |
| Notary Public | $10,000 | NRS 240.030(1)(d) |
| Document Prep (Individual) | $25,000 | NRS 240A.120 |
| Document Prep (Business) | $25,000-$200,000 | NRS 240A.125 |
| Mortgage Company/Broker | $50,000-$75,000 | NRS 645B.042 |
| Mortgage Servicer | $100,000-$300,000 | NAC 645F.970 |
| Money Transmitter | Up to $500,000 | NRS 671.100 |
| Collection Agency | $35,000-$60,000 | NRS 649.105 |
| Check Cashing/Payday/Title Loan | $50,000+$5K/branch | NRS 604A.610 |
| Credit Service Organization | $100,000 | NRS 598.726 |
| Covered Service Provider | $75,000-$100,000 | NAC 645F.605 |
| Gaming Establishment | Commission-set | NRS 463.225 |
| Athletic Commission Promoter | ≥$10,000 | NRS 467.080(4) |
| Sales and Use Tax | 2-4× est. liability | NRS 372.510 |
| Cigarette Tax | Quarterly precollection | NRS 370.160 |
| Liquor Excise Tax | Est. liability | NRS 369.350 |
| Self-Insured Employer WC | ≥$100,000 | NRS 616B.300 |
| Health Care Facility | $5,000-$50,000 | NRS 449.065 |
| Title Agent/Insurer | Commissioner-set | NRS 692A.1041 |
| Dental Plan Organization | $500,000 | NRS 695D.170 |
| Prepaid Limited Health Svc | $500,000 | NRS 695F.200 |
| Motor Club | $100,000 | NRS 696A.080 |
| Weighmaster | $1,000 | NRS 582 |
| State Treasurer | Board of Examiners | NRS 226.050 |
| County Clerk | $10,000 | NRS 246.020 |
| Sheriff | $10,000-$50,000 | NRS 248.020 |
| Public Administrator | $100,000 | NRS 253 |
| Justice of the Peace | $10,000-$50,000 | NRS 4.030 |
| Mining Reclamation (Operations) | SRCE-calculated | NRS 519A.210 |
| Mining Reclamation (Exploration) | SRCE-calculated | NRS 519A.190 |
| Underground Storage Tank | $1M/occ, $2M agg | NRS 459.800 |
| Radioactive Waste/Uranium Mill | Long-term care costs | NRS 459.310 |
| Appeal/Supersedeas | ≤$50M | NRS 20.037 |
| Mechanic’s Lien Release | 150% of lien | NRS 108.2415 |
| Indemnity to Sheriff | Court-determined | NRS 31.070 |
| Prepaid Funeral Contract | $50,000 | NRS 689.185 |
| Cemetery/Prepaid Burial | Commissioner-set | NRS 689.495 |
| Motor Carrier | Varies | NRS 706.291 |
| HOA Community Manager | ≥$1,000,000 | NRS 116A.620 |
| Trust Company Fidelity | Commissioner-set | NRS 669.240 |
| Timeshare Developer | Total deposits held | NRS 119A.420 |
Serving All of Nevada
From the Las Vegas Strip to the rural counties, we issue bonds for every Nevada jurisdiction
Nevada Surety Bond Questions
NSCB, gaming, AB39, cannabis, courts, and Nevada-specific rules
How many surety bond types does Nevada require?
How does the Nevada State Contractors Board set my bond amount?
What is the AB39 residential improvement bond and who needs it?
Does Nevada require a state-level cannabis surety bond?
What are Nevada auto dealer bond amounts?
How much does a Nevada notary bond cost?
What court bonds does Nevada require?
Can I post a cash deposit instead of a Nevada contractor bond?
What changed with Nevada insurance-related bonds in 2021?
What is the cancellation notice period for a Nevada contractor bond?
Official Nevada Resources
Government sources for Nevada bond requirements
Official bond forms, amounts, and filing instructions from the Contractors Board
Full statute governing contractor licensing, bond amounts (NRS 624.270), pool/spa bonds (NRS 624.276), and AB39 provisions
Gaming establishment bond requirements under NRS 463.225
Dealer bond tiers (NRS 482.345), broker bonds (NRS 482.3333), and title bonds (NRS 482.2605)
Performance and payment bond requirements for public construction projects exceeding $100,000
Notary bond requirement ($10,000), commission terms, and filing procedures
Federal listing of Treasury-certified surety companies authorized to write bonds
Methodology: Every bond type, statute citation, bond amount, and regulatory body listed on this page has been verified against the current text of the Nevada Revised Statutes (NRS) and Nevada Administrative Code (NAC). Key legislative changes reflected include the 2021 insurance bond reform (NRS 679B.175), the 2023 Money Transmission Modernization Act, AB 39 (residential contractor bonds), and AB 40/AB 72 from the 2025 session. Bond amounts set by Commissioner or agency discretion are marked as such. Amounts shown are statutory minimums or ranges; actual amounts may vary.
All content is researched from official state and federal sources (.gov) and verified before publication. BuySuretyBonds.com works with Treasury-certified, A- minimum rated surety carriers serving all 50 states.
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