How much does a residential contractor bond cost?

Residential contractor bond premiums run 1%–3% of the bond amount. Washington's $12,000 residential bond typically costs $100–$300; Oregon's $20,000 CCB residential endorsement is $200–$600; Alabama's $10,000 HBLB bond runs $100–$300.

Is a home builder bond the same as a GC bond?

In states that distinguish them, home builder bonds cover new residential construction only. Alabama has a dedicated Home Builders Licensure Board (HBLB) separate from the General Contractors board (ALBGC). Other states fold residential work into a broader contractor license.

Do I need a bond for remodeling work?

Most states require a bond for residential remodel projects above a threshold — Washington's threshold is very low (essentially any licensed work), Oregon requires CCB licensure for work over $500, and most other states kick in between $2K–$5K.

Last reviewed: April 23, 2026|Next review due: July 22, 2026|Reflects current Residential contractor bond calculator requirements

✓ 2026 Requirements Verified

Rates 1% – 3% · Home Builder & Remodeler Bonds

Residential Contractor Bond Cost Calculator

Home builder, remodeler, and residential contractor license bond cost. Protects homeowners from contractor default.

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Residential Contractor Bonds

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Contractor Bond Requirements

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