How much does a fiduciary bond cost?

Fiduciary bond premiums typically run 0.5%–2% of the bond amount. A $500,000 trustee bond costs $2,500–$10,000 per year; a $100,000 conservator bond runs $500–$2,000 depending on credit.

Fiduciary bond vs probate bond — what is the difference?

Probate bonds are one category of fiduciary bond — specifically for executors and estate administrators. Fiduciary bonds is the umbrella that also covers trustees, conservators, receivers, guardians, and (under ERISA §412) plan fiduciaries.

Who sets the fiduciary bond amount?

For court-appointed fiduciaries, the court sets the bond based on the value of assets under management plus expected income. ERISA fiduciary bonds are statutorily set at 10% of plan assets with a $1,000 minimum and $500,000 maximum ($1,000,000 for plans holding employer securities) under 29 USC §1112.

Last reviewed: April 23, 2026|Next review due: July 22, 2026|Reflects current Fiduciary bond calculator requirements

✓ 2026 Requirements Verified

Rates 0.5% – 2% · Trustee, Conservator, Receiver, Plan Fiduciary

Fiduciary Bond Cost Calculator

For trustees, conservators, receivers, and other court-appointed or statutory fiduciaries. Bond amount is set by the court or regulator.

Enter Fiduciary Details

Related Resources

Fiduciary Bonds

Probate Bond Calculator

Executor Bond Calculator

Guardian Bond Calculator

ERISA Fidelity Bond Calculator

Court Bond Calculator

Reviewed by Nick Thoroughman, Editorial Director

Surety review by Eric Drummond, Surety Specialist

Nevada DOI license pending issuance

All content is researched from official state and federal sources (.gov) and verified before publication. BuySuretyBonds.com works with Treasury-certified, A- minimum rated surety carriers serving all 50 states.

Read our editorial standards & corrections policy →