How much does a probate bond cost?

Probate bond premiums run 0.5%–2% of the bond amount per year. Most courts set the bond at the full value of the estate, so a $500,000 estate typically costs $2,500–$10,000 per year to bond.

Who sets the probate bond amount?

The probate court sets the bond amount, usually equal to the estate’s total probate assets plus one year of expected income. Some states allow reduced bond amounts when the will waives bonding or when heirs consent.

Do I need a probate bond if the will waives it?

Many wills name an independent executor and waive the bond. But the court may still require one if an interested party objects, if the executor has credit issues, or if state law mandates it regardless of the will.

Surety Bond Calculator

Last updated: September 30, 2026|General Probate bond calculator information — confirm current requirements with the licensing authority.

Rates from 0.5% – 2%

Probate Bond Cost Calculator

Executor, administrator, and personal-representative bonds. The bond amount is set by the probate court; most premiums run 0.5%–2% per year.

Quick answer

The probate bond calculator estimates the annual premium for an executor, administrator or personal representative. The probate court sets the amount, usually the estate’s total probate assets plus one year of expected income.

Who requires it: The probate court. Some states allow a reduced bond when the will waives bonding or heirs consent.
Amount: Set by the probate court, usually total probate assets plus one year of expected income.
Typical cost (estimate): 0.5%–2% of the bond amount per year; a $500,000 estate typically costs $2,500–$10,000 per year. The surety sets the final price.
Timing: We submit complete applications to the carrier promptly; most quotes within one business day.

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Probate Bond Cost by Estate Size

Estate Value

Good Credit (0.5%)

Standard (1%–2%)

$100,000

$500

$1,000 – $2,000

$250,000

$1,250

$2,500 – $5,000

$500,000

$2,500

$5,000 – $10,000

$1,000,000

$5,000

$10,000 – $20,000

$2,500,000

$12,500

$25,000 – $50,000

Related Calculators & Resources

Probate Bonds Guide

Executor Bond Calculator

Guardian Bond Calculator

Fiduciary Bond Calculator

Court Bond Calculator

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Eric Drummond, Licensed Surety Producer

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