How much does a probate bond cost?

Probate bond premiums run 0.5%–2% of the bond amount per year. Most courts set the bond at the full value of the estate, so a $500,000 estate typically costs $2,500–$10,000 per year to bond.

Who sets the probate bond amount?

The probate court sets the bond amount, usually equal to the estate’s total probate assets plus one year of expected income. Some states allow reduced bond amounts when the will waives bonding or when heirs consent.

Do I need a probate bond if the will waives it?

Many wills name an independent executor and waive the bond. But the court may still require one if an interested party objects, if the executor has credit issues, or if state law mandates it regardless of the will.

Last reviewed: April 23, 2026|Next review due: July 22, 2026|Reflects current Probate bond calculator requirements

✓ 2026 Requirements Verified

Rates from 0.5% – 2%

Probate Bond Cost Calculator

Executor, administrator, and personal-representative bonds. The bond amount is set by the probate court; most premiums run 0.5%–2% per year.

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Probate Bond Cost by Estate Size

Estate Value

Good Credit (0.5%)

Standard (1%–2%)

$100,000

$500

$1,000 – $2,000

$250,000

$1,250

$2,500 – $5,000

$500,000

$2,500

$5,000 – $10,000

$1,000,000

$5,000

$10,000 – $20,000

$2,500,000

$12,500

$25,000 – $50,000

Related Calculators & Resources

Probate Bonds Guide

Executor Bond Calculator

Guardian Bond Calculator

Fiduciary Bond Calculator

Court Bond Calculator

Reviewed by

Eric Drummond, Licensed Surety Producer

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