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Last reviewed: Next review due: Reflects current Hawaii freight broker bond requirements
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Three Licenses, One Search Term

Hawaii Freight Broker BondFigure Out Which License You Actually Need

"Hawaii freight broker bond" pulls in three completely different businesses: truck property brokers who need the $75,000 BMC-84 under 49 U.S.C. § 13906(b), ocean freight forwarders and NVOCCs who need an FMC-48 bond from a different federal agency, and interisland shippers who need neither. This page is built to sort out which one is you before you fill out any form — including ours.

$75,000
Truck Broker (BMC-84)
FMCSA · 49 CFR § 387.307
$50K–$150K
Ocean Forwarder (FMC-48)
FMC · 46 CFR Part 515
None
Hawaii State Broker Bond
HRS Ch. 271 excludes interstate
No Bond
Interisland Barge Freight
Jones Act = vessel rule, not a broker rule

BMC-84 quote — 2-minute form, 24-hr turnaround

Official Federal (FMCSA) Requirements

"A broker shall provide a surety bond, trust fund agreement, or other financial security in the amount of $75,000 in a form, manner, and amount as the Secretary may prescribe."
Federal Motor Carrier Safety Administration — 49 CFR § 387.307, implementing 49 U.S.C. § 13906(b)49 CFR § 387.307
Two Federal Agencies, One Confusing Search Term

BMC-84 Truck Broker vs. FMC-48 Ocean Forwarder vs. Interisland Barge Freight

Hawaii's geography makes this confusion worse than it is anywhere on the mainland, because so much Hawaii-connected freight genuinely does move by both truck and ship in the same shipment. The FMCSA (which issues the BMC-84) and the Federal Maritime Commission (which issues FMC-48 licenses) are separate federal agencies operating under separate statutes, and neither one has jurisdiction over the other's activity. Here's how to tell which one — or ones — apply to your business.

This Page Is Built For the BMC-84 Column

We sell and file the $75,000 BMC-84 truck property broker bond. If you determined from the table above that you need an FMC-48-secured OTI license instead, that's a licensing process run entirely through the Federal Maritime Commission — not something we file. We're telling you that upfront because a broker who buys the wrong bond doesn't get their FMCSA or FMC authority either way, just a bond premium they didn't need.

Confirmed you're a truck property broker? We file your $75,000 BMC-84 directly with the FMCSA — no Hawaii state filing required.

The "Do I Even Need a Bond" Question

Interisland Freight Runs on the Jones Act, Not a Broker Bond

Moving cargo between Oahu, Maui, Kauai, and Hawaii Island is domestic coastwise trade, governed by the Jones Act (46 U.S.C. § 55102, from the Merchant Marine Act of 1920). It requires that any vessel carrying merchandise between two U.S. points — including two Hawaii ports — be U.S.-built, U.S.-owned, and U.S.-documented with a coastwise endorsement. Hawaii's interisland freight moves almost entirely by tug-and-barge, with Young Brothers operating as the primary carrier in that trade.

That's a vessel-eligibility rule enforced against the carrier that owns and operates the barge — it has nothing to do with a $75,000 surety bond, an FMCSA broker filing, or an FMC OTI license. If your business only arranges or ships freight between Hawaii's own islands and never touches a mainland or international leg, you're a customer of the barge carrier, not a federally regulated broker or forwarder yourself, and none of the bonds on this page apply to you.

Where the BMC-84 Re-Enters the Picture

The moment your business starts arranging the TRUCK leg on either end of an interisland shipment — say, coordinating pickup from a Big Island warehouse and delivery to a mainland-bound container at Kawaihae or Honolulu Harbor — you've stepped into truck property brokerage for that leg, and the $75,000 BMC-84 analysis from the comparison table above applies to that portion of the business.

The Three Real Hawaii Broker Profiles

Who Actually Files a BMC-84 From a Hawaii Address

We see three recurring profiles among Hawaii-based BMC-84 applicants, and only one of them involves freight that ever touches a Hawaii highway.

Remote Mainland Brokerage

Freight brokerage is one of the few logistics businesses that's fully location-independent — a broker only needs a phone, a load board login, and carrier relationships. A meaningful share of Hawaii-based brokerages never move a single pound of Hawaii freight; they arrange mainland loads full-time from an island office. The BMC-84 applies exactly the same way it would in Ohio.

Harbor Drayage Coordination

Every container moving through Honolulu Harbor needs a truck for the first or last mile. Brokers who arrange that drayage leg — without booking the ocean voyage itself — are truck property brokers under FMCSA rules, distinct from the FMC-48 ocean forwarder license covering the vessel booking.

Military-Adjacent Logistics

Hawaii hosts a large concentration of military installations, which generates steady freight brokerage demand around PCS household-goods moves and installation-support cargo. That brokerage activity is still ordinary truck property brokerage for BMC-84 purposes — the government customer doesn't change the federal bonding requirement.

Reading the Statute Instead of Guessing

Why Hawaii's Motor Carrier Law Doesn't Reach Freight Brokers

Hawaii Revised Statutes Chapter 271, the Motor Carrier Law administered by the Hawaii Public Utilities Commission, is easy to assume applies to any freight-related business in the state. It doesn't apply to property brokers, and the statute says so on its own terms — you don't need to trust our summary, you can trace it through three sections.

HRS § 271-3 — Application of chapter, interstate or foreign commerce

"Neither this chapter nor any provision hereof shall apply to commerce with foreign nations or to interstate commerce, except insofar as the application is permitted under the Constitution and laws of the United States." A broker arranging interstate truck freight — which is nearly every BMC-84 broker, Hawaii-based or not — sits outside Chapter 271's reach by its own express terms.

HRS § 271-4 — Definitions

"Motor carrier" is defined only as a "common carrier by motor vehicle" or "contract carrier by motor vehicle" — both defined as persons who transport passengers or property BY MOTOR VEHICLE. Chapter 271 never defines "broker" for property transportation at all; the term appears exactly once, in § 271-5(17), narrowly excluding passenger travel agents/brokers from a PASSENGER exemption. Nothing in the definitions section reaches a business that arranges transportation without operating a vehicle.

HRS §§ 271-8 & 271-17 — Certificate/permit and security requirements

§ 271-8 requires a PUC certificate or permit only for "transportation of persons or property...by motor vehicle, over any public highway" — physically operating a truck on a Hawaii road. § 271-17's surety bond requirement is conditioned on holding that certificate or permit, and covers bodily injury, property damage, and cargo loss from the carrier's own vehicle operations. A broker who never operates a vehicle never triggers either section.

When Chapter 271 DOES Apply

If your Hawaii business also operates its own trucks — hauling freight it owns or under its own authority, purely within the state — that operation needs a PUC certificate or permit and the § 271-17 security filing. That's a completely separate requirement from the BMC-84, tied to physically running vehicles, not to arranging freight for other carriers. A business that does both (broker some loads, haul others under its own intrastate authority) may owe both filings for the respective activities.

The Filing Hawaii Doesn't Collect — But You Still Owe

Hawaii Doesn't Participate in UCR — That Doesn't Mean You're Exempt

Hawaii is one of roughly ten U.S. jurisdictions — alongside Arizona, Florida, Maryland, Nevada, New Jersey, Oregon, Vermont, Wyoming, and Washington D.C. — that don't participate in the Unified Carrier Registration (UCR) program. Motor carriers operating solely within Hawaii are exempt from UCR entirely. But UCR is a separate federal requirement under 49 U.S.C. § 14504a for interstate carriers, brokers, and freight forwarders, and non-participation by Hawaii doesn't cancel the obligation — it just means a Hawaii-based broker engaged in interstate commerce registers and pays through a participating base state instead of through Hawaii directly.

A Miss We See Repeatedly

New Hawaii brokers sometimes assume "Hawaii doesn't do UCR" means the requirement doesn't apply to them. It applies to the activity — interstate brokerage — not the state. If your BMC-84 covers interstate loads, budget for an annual UCR filing through a participating state even though your business itself is based in a non-participating one.

Hawaii Freight Broker Bond Cost

The $75,000 BMC-84 is priced as a percentage of face value — you never pay $75,000, only the annual premium. Pricing is driven by personal credit, not geography; see our freight broker bond cost by state guide and surety bond cost overview for broader context.

Financial Security Now Enforced Live

Since January 16, 2026, FMCSA can suspend your authority the moment your BMC-84's available security drops below $75,000 — including after a claim payout. Keeping your bond current isn't just a renewal reminder anymore; it's the difference between staying ACTIVE and going dark on SAFER mid-shipment.

Filing a BMC-84 From Hawaii: The Two Steps That Read Differently

The process is identical to any other state — there's no Hawaii-specific step, since HRS Chapter 271 never enters the picture for a property broker. The federal sequence itself — OP-1, the $75,000 BMC-84 filing, BOC-3, and the 10-day protest period — is the same everywhere and is walked through in our guide to getting freight broker authority.

  1. 1

    File Form BOC-3 (process agents)

    Covers the states where you actually broker loads — not Hawaii, unless you also arrange in-state trucking

  2. 2

    Register for UCR if operating interstate

    Select a participating base state — Hawaii itself doesn't collect UCR

Hawaii Freight Broker Bond — Frequently Asked Questions

Questions specific to sorting BMC-84 truck brokerage from FMC-48 ocean forwarding and interisland Jones Act freight

Do I need a Hawaii freight broker bond, an FMC-48 ocean bond, or neither?

It depends entirely on what you're arranging, not where you're located. If you arrange truck transportation of property for compensation — even freight that never touches Hawaii — you need the $75,000 BMC-84 filed with the FMCSA under 49 U.S.C. § 13906(b) and 49 CFR § 387.307. If you arrange or consolidate OCEAN cargo movement as an ocean freight forwarder or NVOCC, you need an Ocean Transportation Intermediary (OTI) license from the Federal Maritime Commission under 46 CFR Part 515, secured by a bond filed on Form FMC-48 — $50,000 for a freight forwarder, $75,000 for a U.S.-based NVOCC. These are two different federal agencies, two different statutes, and two different bonds; some Hawaii logistics operations legitimately need both because they broker inland trucking AND forward ocean cargo. If you only move freight between Hawaii's own islands by barge, neither bond applies — see the interisland question below.

I run a Hawaii-based freight brokerage that only arranges mainland U.S. loads — do I still need the BMC-84?

Yes, and this is the single most common Hawaii broker profile we see. The BMC-84 attaches to the ACTIVITY (arranging motor carrier transportation of property for compensation across state lines), not to where your office sits. A broker working from Honolulu, Kailua-Kona, or Hilo who spends the day matching mainland shippers with mainland carriers over the phone and load boards needs the exact same $75,000 bond as a broker working out of Chicago — Hawaii's Motor Carrier Law (HRS Chapter 271) never enters the picture, because § 271-3 explicitly excludes interstate commerce from the chapter's reach. Geography is irrelevant to the FMCSA; it only cares whether you're arranging interstate property transportation for hire.

Does Hawaii's Motor Carrier Law (HRS Chapter 271) require a separate state bond for freight brokers?

No — and Chapter 271 doesn't even define "broker" for property transportation. The chapter, administered by the Hawaii Public Utilities Commission, defines "motor carrier" (§ 271-4) as a common or contract carrier BY MOTOR VEHICLE — someone who physically operates trucks on Hawaii's public highways. Section 271-8 requires a certificate or permit only for "transportation of persons or property...by motor vehicle, over any public highway," and § 271-17's surety bond requirement attaches to those certificate/permit holders to cover bodily injury, property damage, and cargo loss from their OWN vehicle operations. A property broker who never operates a truck falls outside all three sections. The word "broker" appears exactly once in the chapter — in § 271-5(17), a narrow carve-out for travel agents arranging PASSENGER transportation, unrelated to freight.

I arrange trucking to move cargo to or from Honolulu Harbor for ocean shipment — is that BMC-84 or FMC-48?

Usually BMC-84, but check both ends of the chain. Arranging the truck (drayage) leg — getting a container from a warehouse to the pier, or from the pier to its final destination — is motor carrier brokerage, governed by the FMCSA under the same $75,000 BMC-84 as any other truck freight brokerage. Where FMC-48 enters the picture is if your business also books the OCEAN leg itself: consolidating cargo, issuing your own bills of lading for the vessel voyage, or acting as an NVOCC. A drayage-only operation typically needs just the BMC-84. A full-service operation booking both truck and vessel space typically needs the BMC-84 for the trucking side and a separate OTI license/bond for the ocean side — two filings, two agencies, two bonds.

Why doesn't Hawaii participate in the Unified Carrier Registration (UCR) program, and does that affect my BMC-84?

Hawaii is one of roughly ten U.S. jurisdictions that don't collect UCR fees directly — the others include Arizona, Florida, Maryland, Nevada, New Jersey, Oregon, Vermont, Wyoming, and Washington D.C. Motor carriers operating solely within Hawaii are exempt from UCR entirely. But UCR is a completely separate federal requirement (49 U.S.C. § 14504a) from your BMC-84, and it doesn't disappear just because your home state doesn't participate — if your brokerage engages in interstate commerce, you still register for UCR annually, you just select a participating base state (rather than Hawaii) to file through. Skipping UCR because "Hawaii doesn't do that" is a common and costly misread; it applies to brokers regardless of which state administers the paperwork.

What about interisland freight between Oahu, Maui, Kauai, and the Big Island — does the Jones Act require a bond?

No — the Jones Act (46 U.S.C. § 55102) isn't a bonding requirement at all; it's a vessel-eligibility rule. It requires that any vessel carrying merchandise between two U.S. points — including Hawaii's own islands — be U.S.-built, U.S.-owned, and U.S.-documented with a coastwise endorsement. That requirement falls on the vessel operator (interisland tug-and-barge carriers like Young Brothers, the primary operator in this trade), not on a business that simply books cargo space or coordinates a shipment between islands. If your business only arranges interisland moves and never touches mainland or international freight, you likely don't need a BMC-84, an FMC-48 bond, or any Hawaii PUC filing — you're a customer of the barge carrier, not a federally regulated broker or forwarder. The moment your business starts arranging mainland-bound truck freight on the other end of that chain, the BMC-84 analysis above kicks back in.
Eric Drummond, Licensed Surety Producer
Reviewed by
Eric Drummond, Licensed Surety Producer

All content is researched from official state and federal sources (.gov) and verified before publication. BuySuretyBonds.com works with Treasury-certified, A-minimum rated surety carriers serving all 50 states.

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