How to Get Freight Broker Authority
Getting your FMCSA freight broker authority takes 5 steps, starting in FMCSA's Motus registration system. You need an MC number, a $75,000 BMC-84 bond, a BOC-3 filing, and UCR registration. Here is exactly how to do it. Step 2 — the BMC-84 — is where most brokers stall, but you can clear it in an afternoon by buying it online.
Get Your BMC-84 Bond Quote
Step 3 starts here. Start your quote online.
- Who requires it: FMCSA, which requires broker financial security of $75,000 (49 CFR 387.307) before authority becomes active.
- Amount: $75,000 BMC-84 bond (or a BMC-85 trust fund).
- Typical cost (estimate): $938-$11,250 per year for the bond, depending on credit. An estimate; the carrier sets the final price.
- Other filings: FMCSA application fee $300 (paid in Motus through Pay.gov); BOC-3 filing fees are set by the blanket company; UCR $46 for 2026.
- Timing: Prompt submission; most quotes within one business day.
5 Steps to FMCSA Freight Broker Authority
Follow these steps in order. Each builds on the previous one.
Apply for Your USDOT Number and Broker Authority in Motus
In FMCSA's Motus registration system, apply for a USDOT Number and property broker operating authority. All new applicants must pass identity proofing and verification. You will need your legal business name, EIN (or SSN for sole proprietors), business address, and information about all owners and officers. Pay the $300 application fee, which Motus records through Pay.gov. Once accepted, the FMCSA assigns your MC number.
Tips
- Double-check your legal business name matches your state registration exactly
- Have your EIN ready before starting - the form times out
- Save your confirmation number and MC number immediately
File Your BOC-3 (Process Agent Designation)
File Form BOC-3 to designate a legal process agent in every state where you do business or maintain an office. Most brokers use a blanket BOC-3 service to make the designations; blanket companies set their own fees. Your process agent accepts legal documents on your behalf so you do not need a physical presence in every state.
Tips
- Use a blanket BOC-3 service - it is faster and covers all states
- Some BOC-3 providers file electronically with FMCSA, which speeds up processing
- You can designate yourself as process agent in your home state if you have a physical office
Obtain Your BMC-84 Bond ($75,000)
Apply for a $75,000 BMC-84 surety bond through a surety provider. You will need your MC number, business information, and personal information for the credit check. After underwriting and premium payment, the surety files the BMC-84 form electronically with the FMCSA. This is the step that takes the most research but the least time.
Not sure whether to choose a bond or trust? Read our BMC-84 vs BMC-85 comparison to decide. Short answer: the vast majority of brokers choose the BMC-84 bond.
Tips
- Have your MC number ready before applying for the bond
- Your credit score is the primary factor in your premium rate
- The surety files the BMC-84 directly with FMCSA - you do not file it yourself
- Consider the BMC-84 bond vs BMC-85 trust - most brokers choose the bond
Register for UCR (Unified Carrier Registration)
Register through ucr.gov and pay the annual UCR fee. For 2026, the broker fee is $46. UCR is separate from your FMCSA authority and bond - it is an additional federal requirement for anyone operating in interstate commerce as a broker, carrier, or freight forwarder. You must renew UCR annually.
Tips
- UCR registration opens October 1 each year for the following year
- Register directly at ucr.gov - avoid third-party services that charge markup
- Keep your UCR receipt - some states check for compliance during audits
Wait for Authority Activation
After FMCSA reviews your application, it publishes a summary in the FMCSA Register. Interested persons have 10 days from the date of FMCSA Register publication to file protests, and your BMC-84 (or BMC-85) and BOC-3 must be filed within 20 days from the date the application notice is published (49 CFR 365.109T(a)(5)-(6)). If no one opposes the application, the grant becomes effective by issuance of your license, and FMCSA will not register you as a broker until a surety bond or trust fund for the full $75,000 is in effect (49 CFR 387.307). For how the clocks run, see our new authority timeline. Check your status at safer.fmcsa.dot.gov. You cannot legally broker a single load until your status shows ACTIVE.
Tips
- Check SAFER weekly for status updates
- Do not arrange any loads until your status shows ACTIVE
- If there is a delay, contact FMCSA
Total Startup Cost Breakdown
Every dollar you need to get your freight broker authority active. See our freight broker bond cost guide for more detail on bond premiums.
| Item | Cost | Frequency |
|---|---|---|
| FMCSA Application Fee (Motus) | $300 | One-time |
| BMC-84 Bond (excellent credit 750+) | $938-$1,500 | Annual |
| BMC-84 Bond (good credit 680-749) | $1,500-$2,438 | Annual |
| BMC-84 Bond (fair credit 620-679) | $3,000-$6,000 | Annual |
| BOC-3 Filing | Set by the blanket company | |
| UCR Registration (2026) | $46 | Annual |
Common Mistakes That Delay Your Authority
Business name mismatch
Your Motus application name must match your state registration exactly. A mismatch between your FMCSA application and your bond or BOC-3 filing will cause delays. Use the same legal name everywhere.
Filing bond before receiving MC number
Your surety needs your MC number to file the BMC-84 with the FMCSA. Apply for the MC number first, then apply for the bond. Some brokers try to do both simultaneously and create confusion.
Forgetting the BOC-3
The FMCSA will not activate your authority without a BOC-3 on file. This is the step new brokers forget most often. File it as soon as you have your MC number - do not wait for the bond.
Operating before authority is active
Having an MC number does not mean you can start brokering loads. Your authority must show ACTIVE before you can broker a load; the public will be able to search an entity's registration record in Motus. Operating while pending carries substantial per-violation penalties (inflation-adjusted amounts are listed in 49 CFR Part 386, Appendix B).
Skipping UCR registration
UCR is easy to overlook since it is a separate system from the FMCSA. But it is required for all interstate brokers. Register at ucr.gov once your authority is active.
Dual Authority: Broker + Carrier
Separate Requirements for Each Authority
Many companies both haul freight (carrier) and arrange loads for other carriers (broker). If that is you, understand that these are completely separate authorities with separate financial requirements. Your carrier liability insurance does not satisfy the broker bond requirement, and your broker bond does not replace carrier insurance.
Brokers who arrange car shipping need broker authority too — see auto transport broker bonds.
Broker Authority Requires
- $75,000 BMC-84 bond or BMC-85 trust
- Motus application ($300)
- BOC-3 filing
- UCR registration
Carrier Authority Requires
- $750K-$5M liability insurance (varies by cargo)
- USDOT number
- MCS-150 biennial update
- UCR registration (separate from broker UCR)
Official FMCSA Resources

All content is researched from official state and federal sources (.gov). BuySuretyBonds.com works with Treasury-listed surety carriers.
Frequently Asked Questions
Common questions about getting freight broker authority
How long does it take to get freight broker authority?
We have not found a total time from application to active authority on FMCSA's site; confirm with FMCSA. Getting your BMC-84 bond follows the carrier’s timeline. Your BMC-84 (or BMC-85 trust) and BOC-3 are due within 20 days from the date your application notice is published in the FMCSA Register (49 CFR 365.109T). You cannot operate until your authority shows ACTIVE, which the public will be able to confirm by searching the registration record in Motus.
How much does it cost to start a freight brokerage?
The mandatory startup costs are: the $300 FMCSA application fee paid in Motus, a BMC-84 bond premium ($938-$11,250/year depending on credit, an estimate), a BOC-3 filing (blanket companies set their own fees), and UCR registration ($46 for 2026). With excellent credit, the total often comes to roughly $1,300 or more; the surety carrier sets the bond premium. Most new brokers should budget $2,000-$5,000 for these required items. Additional costs like software, insurance, and office setup are separate.
What is an MC number?
An MC (Motor Carrier) number is your unique identifier issued by the FMCSA when you apply for broker, carrier, or freight forwarder authority. For brokers, it is formally called a "broker MC number" and is different from a USDOT number. FMCSA assigns your MC number during the Motus application process, but having an MC number does not mean you can operate - your authority must show ACTIVE status after all filings are complete.
Do I need a USDOT number as a freight broker?
In Motus, first-time brokers apply for a USDOT Number and operating authority registration from FMCSA together. If you hold dual authority as both a broker and a motor carrier, you absolutely need a USDOT number for the carrier side. Most brokers end up with both an MC number and a USDOT number.
What is a BOC-3 filing?
Form BOC-3 (Designation of Agents for Service of Process) designates a legal representative in every state where you operate or maintain offices. If someone needs to serve legal papers on your brokerage, they serve the process agent in their state instead of tracking you down. Most brokers use a blanket BOC-3 service to make the designations; blanket companies set their own fees.
Can I be both a freight broker and a carrier?
Yes, but you need separate authority and separate financial security for each role. Your carrier authority requires liability insurance ($750,000-$5,000,000 depending on cargo). Your broker authority requires a $75,000 BMC-84 bond or BMC-85 trust. These are completely separate requirements - your carrier insurance does not satisfy the broker bond requirement, and vice versa. Apply for both through FMCSA Motus registration system.
What happens during the 10-day protest period?
After you file your application in Motus, FMCSA publishes it in the FMCSA Register, and interested persons have 10 days from the date of publication to file protests. During this window, anyone can file a protest against your application. Protests are rare for broker authority. If no one objects and all your filings (bond, BOC-3) are in order, the FMCSA activates your authority after the protest period closes. If someone does protest, the FMCSA reviews it and may request additional information from you.
What is UCR and do I have to register?
UCR (Unified Carrier Registration) is a separate annual registration required for brokers, carriers, and freight forwarders operating in interstate commerce. The 2026 fee for brokers is $46. You register through ucr.gov. UCR is completely separate from your FMCSA authority and BMC-84 bond - you need all three. Failing to register can result in fines and roadside violations for carriers you work with.
Who needs a BMC-84 freight broker bond?
Property brokers applying for FMCSA broker authority. It is required by FMCSA, under 49 CFR 387.307, before broker authority becomes active. The bond amount is $75,000, filed as a BMC-84 surety bond (or a BMC-85 trust fund).
How do I get a BMC-84 freight broker bond?
Request a BMC-84 quote with the form on this page. The bond is the step you buy from a surety carrier, and it must be filed so your broker authority becomes active; the carrier sets the final price.
What happens after I apply?
We submit complete applications to the carrier promptly; most quotes come back within one business day. The carrier decides approval and the final premium, and you pay only when your bond is issued.
How do I become a freight broker with no experience?
FMCSA's application rules in 49 CFR 365 don't list an experience requirement. You register for broker authority under 49 CFR Part 365 in FMCSA's Motus system, which replaced the old URS and L&I registration tools, keep a surety bond or trust fund (BMC-84 or BMC-85) in effect for the full $75,000 (49 CFR 387.307), and file your Form BOC-3 process agent designation (49 CFR Part 366). Those three pieces go together: the Motus application, a surety bond or trust fund that stays in effect, and a BOC-3 designating a process agent for each state where your offices are located or contracts are written. Get all three filed before you operate. Eric shops multiple surety carriers and brings back a quote—call for a free, no-obligation quote.
Sources: 49 CFR Part 360 · 49 CFR Part 365 · 49 CFR 387.307 · 49 CFR Part 366 · FMCSA Motus registration notice (Federal Register)
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Compare OptionsThe FMCSA updated trust fund rules for 2026 — see our 2026 FMCSA rule change breakdown before filing your BMC-84.
Ready for Step 3? Get Your BMC-84 Bond
Most quotes within one business day. BMC-84 filing included. All credit levels reviewed.
Freight Broker Bonds by State
State-specific guidance for filing your $75,000 BMC-84 and securing FMCSA property broker authority.
Alaska BMC-84 Broker Bond
Barge and AlCan rules, cost
California BMC-84 Broker Bond
Filing for California property brokers
Texas Broker Bond
Gulf-corridor brokerage bonding and Laredo
Washington Broker Surety Bond
Broker authority in the Pacific Northwest
Pennsylvania BMC-84 Broker Bond
Freight broker filing in the Northeast
Arizona Broker Bond
Property broker bonding in the Southwest
Georgia BMC-84 Broker Bond
Atlanta and Savannah-corridor filing
Montana BMC-84 Broker Bond
Cost and requirements for Montana brokers
Wyoming BMC-84 Broker Bond
BMC-84 filing for Wyoming-registered brokers
Freight Broker Bond Resources
Freight broker bond guides
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- Freight Broker Bond Cost
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- Reinstate a Suspended Freight Broker Bond
- BMC-84 vs BMC-85
- Auto Transport Broker Bond
- Household Goods Broker Bond
- Freight Broker Excess Bond
- Freight Forwarder Bond
- BMC-84 Freight Broker Bond Guide
- Freight Broker Bond Claims
- Dispatcher vs Freight Broker