Massachusetts Freight Broker Bond$75,000 BMC-84, No Second State Bond
Quick answer: Every Massachusetts freight broker needs a $75,000 surety bond filed on FMCSA Form BMC-84 — no more, no less — required under 49 U.S.C. § 13906(b)(3) and 49 CFR § 387.307. Massachusetts adds no separate state broker bond — the DPU's Transportation Oversight Division doesn't license or bond property brokers at all. Annual premiums run roughly $750–$11,250 depending on personal credit.
What makes Massachusetts worth its own page isn't the bond math — it's the freight underneath it. Nearly every New England container move funnels through one facility, Conley Terminal in South Boston, before fanning out by truck. Meanwhile the I-495/I-90 distribution belt ringing Greater Boston holds the state's densest concentration of warehouse space. Brokers who work one lane, the other, or both are underwriting two genuinely different risk profiles on the same bond. See our broker authority guide for the full FMCSA process.
BMC-84 quote — 2-minute form, 24-hr turnaround
Official Federal (FMCSA) Requirements
"A broker shall provide a surety bond, trust fund agreement, or other financial security in the amount of $75,000 in a form, manner, and amount as the Secretary may prescribe."Federal Motor Carrier Safety Administration — 49 CFR § 387.307, implementing 49 U.S.C. § 13906(b)(3) • 49 CFR § 387.307
Two Freight Economies, One Bond: Conley Terminal Drayage and the I-495 Belt
Every state requires the identical $75,000 BMC-84. What varies is the freight economy underneath it — and Massachusetts runs two genuinely different lanes through the same bond. Conley Terminal in South Boston is, per the Massachusetts Port Authority, the only full-service container terminal in New England — meaning most of the region's import/export container volume funnels through one gate before it moves by truck. The I-495/I-90 distribution belt circling Greater Boston at roughly a 30-mile radius is the inverse: dense, land-constrained warehouse space serving next-day fulfillment freight rather than port cargo. A broker who knows which lane dominates their book prices, staffs, and collects differently than one treating Massachusetts as one undifferentiated market.
Conley Terminal Drayage
- New England's only full-service container terminal — per Massport, the state port authority
- 30-minute truck turn times and a near-dock chassis pool, roughly a mile from major interstates
- Services 2,500+ importers/exporters annually across 19 scheduled vessel start times
I-495 / I-90 Distribution Belt
- Circles Greater Boston at roughly a 30-mile radius, linking I-90 and I-95
- Largest concentration of MA warehouse space in Marlborough, Westborough, and Milford
- Part of a ~350 million sq. ft. Boston-area industrial market with vacancy near 4.8%
Claims & Cash-Flow Profile by Massachusetts Freight Lane
Same $75,000 BMC-84 — different underwriting conversation depending on which lane dominates your book
| Lane | Typical Load Pattern | Where Claims Cluster | Cash-Flow Rhythm |
|---|---|---|---|
| Conley Terminal drayage | Short-haul, high-frequency, tied to container free time | Carrier payment disputes, terminal detention | Fast turnover, frequent small settlements |
| I-495/I-90 distribution belt | Dense next-day/two-day LTL to fulfillment centers | Delivery-window misses, multi-stop routing errors | High volume, tight delivery-appointment discipline |
| New England regional LTL | MA freight continuing into CT, RI, NH, VT, ME | Interline handoff disputes, longer transit exposure | Moderate turnover, multi-carrier coordination |
Descriptive comparison based on general freight-lane characteristics, not FMCSA claims data. Individual broker experience varies by carrier network and payment terms.
Ready to get bonded and start booking Conley Terminal, I-495 belt, or New England regional freight? We file your BMC-84 directly with the FMCSA.
Why the Massachusetts DPU Never Bonds Property Brokers
The Massachusetts Department of Public Utilities' Transportation Oversight Division is the agency that licenses and regulates in-state transportation businesses — but its scope, per the agency's own description, covers motor coach and bus companies, household goods movers, and towing companies. Property/freight brokers arranging truck transportation are not on that list. That's a meaningful distinction from states that separately license or bond intrastate property brokers — Massachusetts never built that layer, so there's nothing for a broker to file with the DPU beyond the federal UCR fee. The only bond a Massachusetts freight broker files is the $75,000 BMC-84 with the FMCSA.
What the DPU Licenses
- Intrastate motor coach/bus companies and their drivers
- Household goods movers operating within Massachusetts
- Towing companies handling involuntary and police-requested tows
What the DPU Does Not License
Property/freight brokers — the entities that arrange truck transportation for shippers — fall outside the Transportation Oversight Division's scope entirely. The Division does administer Massachusetts' role as UCR base-state, so brokers still owe the annual $46 UCR fee, but that's a federal registration fee, not a state bond or license. Contact the Division at DPU.Transportation@mass.gov if you also run household-goods or passenger operations that fall under its separate licensing rules.
Massachusetts Freight Broker Bond Cost
The $75,000 BMC-84 is priced as a percentage of face value — you never pay $75,000, only the annual premium. Pricing is driven by credit, not geography; see our freight broker bond cost by credit tier guide and surety bond cost overview for broader context.
One Bond, No Exceptions
Whether you broker Conley Terminal drayage, I-495 belt LTL, or freight that continues into Connecticut, Rhode Island, New Hampshire, Vermont, or Maine, the $75,000 BMC-84 is your only bond premium. The only routine add-on is the $46/year federal UCR fee — not a bond, and unaffected by credit score.
Filing BMC-84 Authority From a Massachusetts Base
Interstate authority runs entirely through the FMCSA — Massachusetts has no separate broker license to layer on top. See our full guide to getting freight broker authority for more detail on each step.
Massachusetts-Specific Steps
- 1
Register for UCR Through the Massachusetts DPU
$46/year for 2026, brokers fall in the lowest bracket (B1)
- 2
No Massachusetts Broker License to File
The DPU’s Transportation Oversight Division doesn’t license property brokers — your FMCSA authority is sufficient statewide
Massachusetts Freight Broker Bond — Frequently Asked Questions
Questions specific to Massachusetts-based brokers, Conley Terminal drayage, and I-495 belt distribution freight
Does Massachusetts require its own freight broker bond on top of the federal BMC-84?
How is brokering Conley Terminal drayage different from I-495 belt freight, underwriting-wise?
Why is New England capacity-constrained for freight brokers, and does that affect the bond?
What is the Massachusetts UCR fee, and who administers it?
Does the Massachusetts DPU license freight brokers?
FMCSA Broker Registration
Official FMCSA portal for broker authority applications, BMC-84 filing status, and SAFER system lookups.
Massachusetts DPU Transportation Oversight
Official Massachusetts DPU division confirming its licensing scope excludes property brokers, plus UCR base-state administration details.
Freight Broker Bond Resources
Freight Broker Bond Hub
Complete BMC-84 guide — requirements, costs, claims, 2026 changes
BMC-84 Deep Dive
FMCSA filing mechanics, bond vs trust fund, personal guarantees
Cost by Credit Tier Guide
How pricing varies by credit tier, not by state
BMC-84 vs BMC-85
When the trust fund makes sense — and when it never does
New York Freight Broker Bond
Port drayage, NYC last-mile & Buffalo/Peace Bridge crossing
BMC-84 Premium Calculator
Estimate your annual premium by credit score tier

All content is researched from official state and federal sources (.gov) and verified before publication. BuySuretyBonds.com works with Treasury-certified, A-minimum rated surety carriers serving all 50 states.
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BMC-84 approval in 24 hours. No second Massachusetts bond, ever — the DPU doesn't license property brokers. Rates from $750/year, all credit levels reviewed.
Freight Broker Bonds by State
State-specific guidance for filing your $75,000 BMC-84 and securing FMCSA property broker authority.
California Freight Broker Bond
BMC-84 filing for California property brokers
Texas Freight Broker Bond
Laredo & Gulf-corridor brokerage bonding
Washington Freight Broker Surety Bond
Pacific Northwest broker authority
Pennsylvania Broker Bond
Northeast freight broker BMC-84 filing
Arizona Freight Broker Bond
Southwest property broker bonding
Georgia Freight Broker Bond
Atlanta & Savannah-corridor BMC-84 filing
Montana Freight Broker Bond
BMC-84 requirements & cost for Montana brokers
Wyoming Freight Broker Bond
Fast BMC-84 filing for Wyoming-registered brokers