Texas Public Insurance Adjuster Bond
Applying for a Texas public adjuster license? The Texas Department of Insurance (TDI) requires a surety bond of $10,000 or more as part of your application. Get a quote online. You pay only when your bond is issued.
Prefer to talk? Call 1-844-810-2663
Free quote. Pay only when your bond is issued.
All content is researched from official state and federal sources (.gov). BuySuretyBonds.com works with Treasury-listed surety carriers.
- Who requires it: the Texas Department of Insurance (Insurance Code chapter 4102).
- Amount: $10,000 or more.
- Form: Public Insurance Adjuster Bond, Form FIN509.
- Submit: upload the FIN509 and a copy of the original bond form to your Sircon application.
What is a Texas public insurance adjuster bond?
A public insurance adjuster represents policyholders in insurance claims. Texas requires the bond as a condition of licensing, and the rules for the license come from Texas Insurance Code chapter 4102 and TDI's application requirements. The adjuster, as principal, is responsible for repaying the surety if a claim is paid.
Texas bond requirements at a glance
| Requirement | What TDI says |
|---|---|
| Minimum bond amount | $10,000 or more |
| Who is the principal | The individual, or the agency for agency licenses, as the sole principal |
| Bond form | Public Insurance Adjuster Bond (Form FIN509) |
| What you submit | The FIN509 bond and a copy of the original bond form, uploaded to your Sircon application |
| Governing law | Insurance Code chapter 4102 |
Source: TDI, public insurance adjuster license application (rules as of Sep 30, 2026). Confirm current requirements with TDI before you apply.
How to get your bond
- Request a quote. Complete the short form above and tell us whether the license is for an individual or an agency.
- Review your estimate. We shop multiple Treasury-listed surety carriers. Final pricing depends on underwriting.
- Pay when issued. You pay only when your bond is issued.
- Upload to Sircon. Upload the FIN509 bond and a copy of the original bond form, as TDI instructs.
Individual vs. agency license
TDI requires that the individual, or the agency when it is an agency license, be the sole principal on the bond. Enter the licensee's name exactly as it appears on your application so the bond matches.
What does the bond cost?
The premium is typically a small percentage of the bond amount per year; the carrier sets the final price. We do not publish a flat price, because pricing varies by applicant. Use the form above to get your estimate.
Texas public adjuster bond FAQ
How much is the Texas public adjuster bond amount?
TDI requires a surety bond of $10,000 or more.
What form do I use?
The Public Insurance Adjuster Bond, Form FIN509.
Who must be the principal?
The individual, or the agency for agency licenses, must be the sole principal on the bond.
Where do I submit the bond?
Upload the FIN509 bond and a copy of the original bond form to your Sircon application, as TDI instructs.
Is this the same as the Florida public adjuster bond?
No. Each state sets its own amount and form. Florida’s bond is $50,000 and has its own page.
Can I get a quote if I have credit challenges?
Yes, you can apply. We work with carriers that write challenged credit; the carrier decides. Approval and pricing depend on underwriting.
Do I pay anything before the bond is issued?
No. You pay only when your bond is issued.
How fast can I get the bond?
Timing depends on underwriting. Submit the form and we will follow up with next steps.
Get my Texas adjuster bond quote
We shop multiple Treasury-listed surety carriers. If one can't write your bond, we can take it to another.
Get my Texas adjuster bond quotePrefer to talk? Call 1-844-810-2663
Free quote. Pay only when your bond is issued.
Sources (rules as of Sep 30, 2026)
Rules as of Sep 30, 2026. Requirements can change; confirm with the agency before you file. General information, not legal advice.