Permit Bond Calculator

Estimate Your Permit Surety Bond Cost Quickly

Permit bonds cost 1-5% of bond amount * $100 minimum premium

Quick answer

The permit bond calculator estimates the premium on a permit bond. A local government or municipality requires it before issuing a permit for construction, demolition, grading or other work.

Who requires it: The city, county or other issuing authority for the permit.
Amount: Set by the issuing authority.
Typical cost (estimate): 1% to 5% of the bond amount; a $25,000 permit bond costs $250 to $1,250 per year, and most permit bonds have a $100 minimum premium. The surety sets the final price.
Timing: We submit complete applications to the carrier promptly; most quotes within one business day.

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Permit Surety Bond Cost Calculator

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Fast quotes - Most bonds quoted within one business day

Permit Bond Costs by Type

Permit Type	Rate Range	$25K Bond Cost	$100K Bond Cost
Building Permit	1-3%	$250 - $750	$1,000 - $3,000
Encroachment Permit	1-4%	$250 - $1,000	$1,000 - $4,000
Street/Sidewalk	1-4%	$250 - $1,000	$1,000 - $4,000
Demolition	2-5%	$500 - $1,250	$2,000 - $5,000
Grading	2-5%	$500 - $1,250	$2,000 - $5,000
Right-of-Way	1-4%	$250 - $1,000	$1,000 - $4,000
Utility	1-3%	$250 - $750	$1,000 - $3,000
Other	1-5%	$250 - $1,250	$1,000 - $5,000

* Minimum premium is $100. Actual rates depend on credit score, bond amount, and specific municipal requirements.

Permit Bond Calculator FAQ

How much does a permit bond cost?

Permit bonds typically cost between 1% and 5% of the required bond amount. For example, a $25,000 permit bond costs $250 to $1,250 per year. Most permit bonds have a minimum premium of $100. Your exact rate depends on your credit score, the bond amount, and the type of permit required by your municipality.

What is a permit bond and when is one required?

A permit bond is a type of surety bond required by a local government or municipality before issuing a permit for construction, demolition, grading, or other work. The bond guarantees that the permit holder will comply with all applicable laws, codes, and regulations, and will restore public property to its original condition if damaged during the permitted work.

How long does it take to get a permit bond?

Timing varies by carrier and bond amount. Many standard permit bonds under $50,000 can be quoted promptly with a simple credit check. Larger bond amounts or applicants with credit challenges may require additional underwriting, which can take 3-5 business days.

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