Rhode Island Freight Broker Bond$75,000 BMC-84 — No Second RI Bond
Rhode Island covers barely 1,034 square miles — you could fit it inside Texas over 200 times — yet Quonset Point's Port of Davisville ranks among North America's top auto-import ports, moving over 300,000 vehicles a year. Brokering that freight, or any freight through the state, still runs on one bond: the $75,000 federal BMC-84 filed under 49 U.S.C. § 13906(b) and 49 CFR § 387.307. Rhode Island's own carrier bond statute, § 39-12-27, applies to trucking carriers — not brokers.
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Official Federal (FMCSA) Requirements
"A broker shall provide a surety bond, trust fund agreement, or other financial security in the amount of $75,000 in a form, manner, and amount as the Secretary may prescribe."Federal Motor Carrier Safety Administration — 49 CFR § 387.307, implementing 49 U.S.C. § 13906(b) • 49 CFR § 387.307
Quonset Point: A Top-10 Auto-Import Port Hiding Inside America's Smallest State
Quonset Business Park in North Kingstown runs the Port of Davisville, which the Quonset Development Corporation — the quasi-public state authority that operates the park — ranks among the ten busiest vehicle-import ports in North America. The port has four ship berths and more than 60 acres of terminal storage, and in a strong year it discharges well over 300,000 imported vehicles, up sharply from roughly 240,000 the year before. On peak unload days, terminal crews can move thousands of vehicles off ship in a single day.
Every one of those vehicles has to move again once it clears customs and dealer allocation — onto a car hauler, bound for a dealership somewhere in New England or further down the Eastern Seaboard. That inland leg is where a Rhode Island broker can build a real niche. Car-hauler dispatch is a different discipline than general freight: hauler capacity is specialized and comparatively scarce, damage-claim documentation on a $30,000 vehicle is far stricter than on a pallet of dry goods, and volume swings hard with new-model-year ship schedules rather than running level year-round.
What This Means for Underwriting
A broker whose book is concentrated in Quonset auto-import drayage should expect a surety to ask more pointed questions about car-hauler carrier vetting and cargo-damage claims history than a broker running general dry-van freight — the exposure per load is higher even though the bond amount is identical.
Ready to get bonded and start booking Quonset auto-import, Providence-corridor, or Port of Providence freight? We file your BMC-84 directly with the FMCSA.
Why Rhode Island's Size Turns "Regional" Freight Into a Statewide Book
Rhode Island runs about 48 miles north-to-south and 37 miles east-to-west — small enough that a Providence-based broker can realistically reach almost any pickup or delivery point in the state within roughly an hour's drive, whether that's Woonsocket near the Massachusetts line, Westerly on the Connecticut border, or Newport out on Aquidneck Island. Brokers in larger states build carrier networks around regional zones; a Rhode Island broker can treat the entire state as a single dispatch radius, which simplifies carrier scheduling but also means there's a real ceiling on how much purely in-state capacity exists.
That's why most Rhode Island brokers build their carrier bench around the I-95 corridor that runs the length of the state between the Connecticut and Massachusetts lines, plus I-195 feeding east toward Fall River and New Bedford. Both interstates connect directly into the same carrier pools serving Connecticut and Massachusetts, so a Rhode Island broker's practical capacity extends well beyond the state's own small trucking base — which matters, because relying only on in-state carriers would leave a broker capacity-constrained the moment volume spikes.
Port of Providence: The State's Other Freight Gateway
Beyond Quonset's auto imports, the Port of Providence at the head of Narragansett Bay handles bulk and break-bulk cargo — petroleum products, scrap metal, aggregate, and project cargo. Brokers arranging inland moves from either port work under the identical $75,000 BMC-84 — the bond amount doesn't change by cargo type or port, only the carrier relationships and documentation the load demands.
R.I. Gen. Laws § 39-12-27 Is a Carrier Bond, Not a Broker Bond
R.I. Gen. Laws Chapter 39-12, "Motor Carriers of Property," is the statute Rhode Island brokers most often stumble across when searching for state bonding rules — and it does contain a bond requirement. Section 39-12-27, "Security for protection of the public," requires any motor carrier holding a certificate of public convenience and necessity (common carriers) or a permit (contract carriers) to file either an insurance certificate or a $100,000 bond with the Rhode Island general treasurer, on top of minimum liability coverage. The table below separates what actually applies to a property broker from what applies to a Rhode Island-regulated trucking carrier.
Freight Broker Requirements vs. Rhode Island Intrastate Motor Carrier
Two different roles under two different Rhode Island filings — easy to conflate, easy to disambiguate
| Requirement | Freight Broker (Federal) | RI Intrastate Motor Carrier |
|---|---|---|
| Who it covers | Arranges freight, never operates the truck | Holds a certificate or permit and physically hauls property in RI |
| Bond/security amount | $75,000 (BMC-84) | $100,000 bond or insurance certificate (§ 39-12-27) |
| Regulator | FMCSA — federal | RI Division of Public Utilities and Carriers |
| Statute | 49 U.S.C. § 13906(b) / 49 CFR § 387.307 | R.I. Gen. Laws § 39-12-27 |
| Liability minimums | N/A — bond, not liability insurance | $250K/person, $500K/accident, $25K property, $25K cargo |
| UCR filing required? | Yes — $46/yr, 0–2 vehicle bracket | Yes, if operating interstate |
R.I. Gen. Laws Chapter 39-12, § 39-12-27. A pure property broker never triggers this section — only a business holding a Chapter 39-12 certificate or permit to physically operate trucks does.
Producer Insight: Confirm You're Actually a Broker, Not a Carrier
Some Rhode Island logistics operations run both — brokering the majority of loads while also operating a small local fleet, particularly around Quonset drayage. If that's your setup, your BMC-84 covers the brokerage side, but the trucking side needs its own Chapter 39-12 certificate or permit and the § 39-12-27 security filing with the general treasurer. Keep the two operations documented separately — a surety or FMCSA compliance reviewer will ask which hat you're wearing on any given load.
Rhode Island Freight Broker Bond Cost
The $75,000 BMC-84 is priced as a percentage of face value — you never pay $75,000, only the annual premium. Pricing is driven by personal credit, not geography; see our freight broker bond cost by state guide and surety bond cost overview for broader context.
Financial Security Now Enforced Live
Since the FMCSA's extended compliance date passed, the agency can suspend your authority the moment your BMC-84's available security drops below $75,000 — including after a claim payout. Keeping your bond current isn't just a renewal reminder anymore; it's the difference between staying ACTIVE and going dark on SAFER mid-lane.
Getting BMC-84 Broker Authority From a Rhode Island Address
Rhode Island participates in the national Unified Carrier Registration program under 49 U.S.C. § 14504a, which covers brokers and freight forwarders alongside carriers. Brokers register in the lowest bracket (0–2 vehicles, since a broker runs no fleet of its own), priced at $46 for 2026 by the UCR Board — unchanged from 2025. That's a federal registration fee, not a bond, filed with Rhode Island as your base state.
Rhode Island-Specific Steps
- 1
Register annually for UCR
$46 for 2026, base state Rhode Island — separate from your BMC-84 renewal date
Rhode Island Freight Broker Bond — Frequently Asked Questions
Questions specific to Rhode Island brokers, the § 39-12-27 carrier-bond distinction, and Quonset Point's auto-import niche
Does Rhode Island require its own freight broker bond, separate from the federal BMC-84?
Why does Quonset Point matter for a Rhode Island freight broker's book of business?
Is the FMCSA's broker financial-responsibility rule (88 FR 78656) actually being enforced now?
Does operating out of the smallest state give a Rhode Island broker any real advantage?
What is the Rhode Island UCR fee, and does a broker have to pay it?
What does a Rhode Island broker file for UCR, and how wide should the BOC-3 reach?
FMCSA Broker Registration
Official FMCSA portal for broker authority applications, BMC-84 filing status, and SAFER system lookups.
R.I. Gen. Laws § 39-12-27
Official Rhode Island General Laws text — the carrier security statute brokers often find and mistake for a broker requirement.
Freight Broker Bond Resources
Freight Broker Bond Hub
Complete BMC-84 guide — requirements, costs, claims, 2026 changes
BMC-84 Deep Dive
FMCSA filing mechanics, bond vs trust fund, personal guarantees
Cost by State Guide
How pricing varies by credit tier, not by state
BMC-84 vs BMC-85
When the trust fund makes sense — and when it never does
How to Get Broker Authority
Step-by-step FMCSA authority process from MC# to ACTIVE status
BMC-84 Premium Calculator
Estimate your annual premium by credit score tier
Connecticut Freight Broker Bond
NY-metro overflow warehousing & I-95/I-91/I-84 corridor brokering
Massachusetts Freight Broker Bond
Conley Terminal drayage & the I-495/I-90 distribution belt
New York Freight Broker Bond
Port drayage, NYC last-mile & Buffalo/Peace Bridge crossing

All content is researched from official state and federal sources (.gov) and verified before publication. BuySuretyBonds.com works with Treasury-certified, A-minimum rated surety carriers serving all 50 states.
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Freight Broker Bonds by State
State-specific guidance for filing your $75,000 BMC-84 and securing FMCSA property broker authority.
California Freight Broker Bond
BMC-84 filing for California property brokers
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Washington Freight Broker Surety Bond
Pacific Northwest broker authority
Pennsylvania Broker Bond
Northeast freight broker BMC-84 filing
Arizona Freight Broker Bond
Southwest property broker bonding
Georgia Freight Broker Bond
Atlanta & Savannah-corridor BMC-84 filing
Montana Freight Broker Bond
BMC-84 requirements & cost for Montana brokers
Wyoming Freight Broker Bond
Fast BMC-84 filing for Wyoming-registered brokers