New Hampshire Freight Broker Bond$75,000 BMC-84, Tax-Advantaged Domicile
Quick answer: Every New Hampshire freight broker needs a $75,000 surety bond filed on FMCSA Form BMC-84 — required under 49 U.S.C. § 13906(b)(3) and 49 CFR § 387.307. New Hampshire adds no separate state broker bond — RSA 359-T only reaches intrastate household-goods movers, not property brokers. Annual premiums run roughly $750–$11,250 based on personal credit, unaffected by New Hampshire's tax structure.
What makes New Hampshire worth its own page isn't the bond math — every state pays the identical $75,000 BMC-84. It's that a growing number of brokers domicile their LLC here specifically because New Hampshire has no personal income tax and no general sales tax, while still sitting minutes from I-93 and I-495 with full practical access to Greater Boston freight. That combination — tax-efficient entity, Boston-metro reach — doesn't exist the same way in Massachusetts or Connecticut. See our broker authority guide for the full FMCSA process.
BMC-84 quote — 2-minute form, 24-hr turnaround
Official Federal (FMCSA) Requirements
"A broker shall provide a surety bond, trust fund agreement, or other financial security in the amount of $75,000 in a form, manner, and amount as the Secretary may prescribe."Federal Motor Carrier Safety Administration — 49 CFR § 387.307, implementing 49 U.S.C. § 13906(b)(3) • 49 CFR § 387.307
Three New Hampshire Freight Profiles Behind the Same Bond
Every state requires the identical $75,000 BMC-84. What varies is who's filing it — and New Hampshire attracts three genuinely different brokers. The Nashua-Salem corridor, sitting minutes off Route 3 with direct access to I-93 and I-495, has become an overflow warehousing market for Greater Boston as land closer to the city stays tight and expensive. The Pease International Tradeport in Portsmouth — a former Air Force base redeveloped into a 3,000-acre business park with a designated Foreign-Trade Zone (FTZ 81), per the Pease Development Authority — funnels Seacoast import/export freight through I-95, Portsmouth International Airport, and the Port of New Hampshire. And a third group brokers freight that never touches New Hampshire roads at all: they register the LLC here for the tax treatment while the freight itself moves through Massachusetts, Connecticut, or nationally.
Nashua-Salem Overflow
- Direct I-93 / I-495 access into Greater Boston from minutes off Route 3
- Lower-cost alternative to tight Massachusetts industrial real estate
- Next-day fulfillment freight feeding Boston-metro distribution
Pease Tradeport / Seacoast
- Official Foreign-Trade Zone (FTZ 81) on the 3,000-acre Tradeport, per the Pease Development Authority
- I-95, Portsmouth Int'l Airport air cargo, and Port of New Hampshire sea access
- 50 miles from Boston, Portland, and Manchester alike
Tax-Domiciled, Freight Elsewhere
- LLC registered in NH for the zero income/sales tax treatment
- Freight itself moves through MA, CT, or nationally
- Bond premium unaffected — priced on credit, not domicile
New Hampshire Freight Broker Profiles by Lane
Same $75,000 BMC-84 — different freight economics and tax rationale depending on which profile fits your brokerage
| Profile | Primary Route/Access | What Drives It | Bond Impact |
|---|---|---|---|
| Nashua-Salem overflow | I-93 / I-495 into Greater Boston | Lower-cost warehousing near a constrained MA market | None — same $75,000 federal bond |
| Pease Tradeport / Seacoast FTZ | I-95, Portsmouth airport, Port of NH | Foreign-Trade Zone status for import/export freight | None — same $75,000 federal bond |
| Tax-domiciled, freight elsewhere | Freight moves in MA, CT, or nationally | Zero state income tax, no sales tax on the entity | None — premium is credit-driven, not domicile-driven |
Descriptive comparison based on general freight-broker positioning in New Hampshire, not FMCSA claims data. Individual broker experience varies by carrier network and business structure.
Ready to get bonded and start booking Nashua-Salem overflow, Pease Tradeport, or freight anywhere else? We file your BMC-84 directly with the FMCSA.
RSA 359-T Covers Movers, Not Brokers — And Why That Matters More Since January 2026
New Hampshire overhauled its household-goods carrier framework with RSA 359-T (Title XXXI, Trade and Commerce — Carriage of Household Goods for Hire by Motor Vehicle), implemented through the Department of Safety's Saf-C 4600 administrative rules. Under it, no household-goods carrier may operate intrastate without a certificate, and each carrier vehicle must be registered annually with the Division of Motor Vehicles. That framework governs movers — it says nothing about property brokers arranging general freight transportation, so there is no New Hampshire license or bond for a freight broker to file beyond the federal BMC-84.
That single-bond simplicity carries more weight than it used to. FMCSA's Broker and Freight Forwarder Financial Responsibility final rule (88 FR 78656), with a compliance date of January 16, 2026, now triggers an immediate suspension of broker authority the moment a BMC-84 balance drops below $75,000 — typically after a surety pays a claim — and gives the broker only 7 business days to replenish it. Sureties must notify FMCSA within 2 business days of any drawdown. A broker juggling a New Hampshire state bond on top of the federal one would have two balances to watch under that clock; a New Hampshire broker only has one.
What RSA 359-T Covers
- Intrastate household-goods movers operating within New Hampshire
- Annual vehicle registration through the Division of Motor Vehicles
- Vehicle inspections by DOS-authorized inspectors or State Police
What It Does Not Cover
Property/freight brokers — the entities that arrange truck transportation for shippers — fall outside RSA 359-T entirely. The Department of Safety does still administer New Hampshire's role as UCR base state, so brokers owe the annual $46 federal UCR fee, but that is a federal registration fee, not a state bond or broker license.
New Hampshire Freight Broker Bond Cost
The $75,000 BMC-84 is priced as a percentage of face value — you never pay $75,000, only the annual premium. Pricing is driven by credit, not tax jurisdiction; see our freight broker bond cost by credit tier guide and surety bond cost overview for broader context.
Where the Tax Savings Actually Show Up
New Hampshire's Business Profits Tax (7.5% of taxable profits) requires filing only above $109,000 in gross business income, and the Business Enterprise Tax (0.55%) only above $298,000 in enterprise value — thresholds most first-year brokerages don't clear. Combined with zero personal income tax and no sales tax, that's real savings on the operating side. It just doesn't touch the BMC-84 premium, which the calculator below estimates by credit tier alone. Use our BMC-84 premium calculator to estimate your range.
One Bond, No Exceptions
Whether you broker Nashua-Salem overflow warehousing, Pease Tradeport Seacoast freight, or freight that never touches New Hampshire at all, the $75,000 BMC-84 is your only bond premium. The only routine add-on is the $46/year federal UCR fee — not a bond, and unaffected by credit score or tax domicile.
Filing BMC-84 Authority From a New Hampshire Base
Interstate authority runs entirely through the FMCSA — New Hampshire has no separate broker license to layer on top, and LLC formation through the Secretary of State is fast. See our full guide to getting freight broker authority for more detail on each step.
New Hampshire-Specific Steps
- 1
Register Your LLC with the NH Secretary of State
Standard online business filings typically process within days
- 2
Register for UCR Through the NH Department of Safety
$46/year for 2026, brokers fall in the lowest bracket
New Hampshire Freight Broker Bond — Frequently Asked Questions
Questions specific to New Hampshire's tax posture, RSA 359-T scope, and Boston-overflow freight lanes
Does New Hampshire require its own freight broker bond on top of the federal BMC-84?
Does New Hampshire's lack of income and sales tax lower my BMC-84 bond premium?
Why do some freight brokers register their LLC in New Hampshire while brokering Boston-metro freight?
What is the New Hampshire UCR fee, and who administers it?
How fast can a New Hampshire broker cure a bond shortfall under the FMCSA's 7-day rule (88 FR 78656)?
Is there a New Hampshire certificate a property broker has to hold?
FMCSA Broker Registration
Official FMCSA portal for broker authority applications, BMC-84 filing status, and SAFER system lookups.
New Hampshire Department of Safety
Official NH DOS division confirming RSA 359-T's household-goods-only scope, plus UCR registration for New Hampshire-based carriers and brokers.
Freight Broker Bond Resources
Freight Broker Bond Hub
Complete BMC-84 guide — requirements, costs, claims, 2026 changes
BMC-84 Deep Dive
FMCSA filing mechanics, bond vs trust fund, personal guarantees
Cost by Credit Tier Guide
How pricing varies by credit tier, not by state
BMC-84 vs BMC-85
When the trust fund makes sense — and when it never does
Massachusetts Freight Broker Bond
Conley Terminal drayage & the I-495/I-90 distribution belt
Connecticut Freight Broker Bond
NY-metro overflow warehousing & I-95/I-91/I-84 corridor brokering
BMC-84 Premium Calculator
Estimate your annual premium by credit score tier
BMC-84 Renewal Rules
2026 renewal notice windows and re-underwriting
How to Get Broker Authority
Step-by-step FMCSA registration walkthrough
All content is researched from official state and federal sources (.gov) and verified before publication. BuySuretyBonds.com works with Treasury-certified, A-minimum rated surety carriers serving all 50 states.
Get Your New Hampshire Freight Broker Bond
BMC-84 approval in 24 hours. No second New Hampshire bond, ever — RSA 359-T doesn't reach property brokers. Rates from $750/year, all credit levels reviewed.
Freight Broker Bonds by State
State-specific guidance for filing your $75,000 BMC-84 and securing FMCSA property broker authority.
California Freight Broker Bond
BMC-84 filing for California property brokers
Texas Freight Broker Bond
Laredo & Gulf-corridor brokerage bonding
Washington Freight Broker Surety Bond
Pacific Northwest broker authority
Pennsylvania Broker Bond
Northeast freight broker BMC-84 filing
Arizona Freight Broker Bond
Southwest property broker bonding
Georgia Freight Broker Bond
Atlanta & Savannah-corridor BMC-84 filing
Montana Freight Broker Bond
BMC-84 requirements & cost for Montana brokers
Wyoming Freight Broker Bond
Fast BMC-84 filing for Wyoming-registered brokers